general-average-and-york-antwerp-rules1

It is not uncommon these days for people to share the spendings of a group equally. For example, for a group of five friends having lunch together, they share the bill in five equal parts. Each one contributes one fifth of the total amount.

Or for example three to four people sharing a ride back home from office.

share-a-cab York Antwerp rules

This is so easy. Right ? Dividing the fare or food bill is easy and everyone saves some money. But this looks easy because of two reasons.

One because the amount is divided in equal parts. And second because the money involved is not so big to draw a controversy. It would be much more difficult to draw an average if one person said that he has eaten less so he should pay less.

Or for that matter one person said he weighs less so he will pay less for the cab ride.

Oh!! I was supposed to talk about York Antwerp rules, right ? Why am I even talking about sharing a ride and food bill.

Well the York-Antwerp rules are also about sharing the expenditures with certain conditions attached.

Take this example.

A hold on a bulk carrier with cargo in it catches fire. The hold is flooded with water to extinguish the fire and to avoid the fire spreading in other parts of the ship.

We have saved the ship and we have saved the cargo in other holds of the ship. What have we lost ? The cargo loaded in one hold.

Now who would pay for the cargo lost in this case ?

Both the cargo interests as well as the ship owner has saved themselves damages which could have been more. If it was up to me and you to decide, it could be almost impossible to draw a balance on who should pay how much. After all it isn’t as simple as averaging for the food bill or cab fare.

This is what York Antwerp rules aims to do. The process of averaging the contribution of each party (who benefitted) to make up one party’s loss (Sacrifice as well as expenditures) is called “general average“.

General average is based upon the principle

That which has been sacrificed for the benefit of all shall be made good by the contribution of all

general-average-principle

So not all sacrifices and expenditure qualify to be averaged and shared by other parties.

York Antwerp rules sets the guidelines of which all sacrifices and expenditures can be included during “General Average” and which all cannot.

what-is-general-average

How General Average works ?

Let me give an example. A loaded ship is hijacked in Somalian waters and pirates demanded the ransom for release of the ship. After much of negotiations the ransom was brought down to 30,00,000 (3 Million) US dollars.

The ransom amount was delivered and the ship was released. Let us see the break up of total expenses incurred in releasing the ship.

general-average-calculation

Now who do you think will pay this huge amount ?

The principle of general average says that all the parties that benefit from this sacrifice of the ship owner should pay. But how much each one need to pay ?

Cargo owner who had small parcel on board the ship should not pay same as other cargo owners who had huge amount of cargo on board.

So the break up need to be in proportion of how much each party saved from this sacrifice.

As per general average, each party will pay the same percentage of amount that they have saved. For example of the total value saved, 60% belongs to the ship owner. So ship owner need to contribute 60% of the expenditures or amount sacrificed.

Here are the general average contributions from each party in this example.

general-average-contributions

Now in this example, I have over simplified this for the sake of understanding but in realty these calculations can be extremely complex.

Some can even argue if the ransom paid for piracy can give rise to claims under general average ? All this may not be that simple.

For example it may be that ship was taken to Somalia and then upon release ship joined its planned route after one day sailing.

In this case the ship owner’s expenses like fuel cost and ship staff’s wages etc for this period also need to be shared.

But if we do not have a pre defined set of rules, the cargo owners may refuse to share the fuel costs or crew wages. They may say that we will only share the ransom amount.

So there need to be rules which each party will agree upon before the start of voyage. These rules already exists and are known as “York Antwerp rules”.

York Antwerp rules

The first version of York Antwerp rules were issued in 1890. But it was second version of York Antwerp rules that got much of applaud. Even though the latest version of the rules were issued in 2004, most companies use 1994 version of the rules.

Recently a new version of rules were issued in 2016.

York Antwerp rules has two sections. First section has rules that are identified by the letters (Rule A, Rule B .. ). These rules give general guidelines on what can be included in the general average.

Second section has rules that are identified by numbers (Rule I, Rule II .. ). These rules give specific situations, sacrifices and expenditures that can be included in the general average.

york-antwerp-rules

Let is discuss few of the important rules.

Rule Paramount

While all the rules in York Antwerp rules are named either with a number or an alphabet, this one rule is named differently. This is because this rule is paramount to all the rules.

rule-paramount

Sacrifices made by ship owners should be reasonable and they cannot over spend. For example let us say the vessel was towed even when the ship’s engine were working.

This would be considered as “not -reasonable” and this amount will not be included in the general average.

What is General average act (Rule A)

What expenditures will be shared by all parties ? When we talk about general average and York Antwerp rules, this is most important question.

If ship owner places armed guards on board, can this be considered as general average act ? Will these expenses be shared between ship owner and cargo owners ?

Rule A of the York Antwerp rules defines the limits of general average act. It says

There is a general average act, when and only when, any extraordinary sacrifice or expenditure is intentionally and reasonably made or incurred for the common safety for the purpose of preserving from peril the property involved in a common maritime adventure

So there are four essential requirements for an action to fall under General average.

conditions-for-general-average-act

1. The expenditure or sacrifice need to be extraordinary

The ship owner is bound by his duty to deliver the cargo safely at the destination. There is nothing extraordinary in any actions that a ship owner performs to fulfill this duty.

ship-owners-responsibility-general-average

This also answers my earlier question if placing the armed guards would come under general average act. It won’t. Ship owner is placing the armed guards to fulfill his duty of delivering the goods safely.

2. The act must be intentional

If the ship ran over a wreck and to release the ship a part of ship or the wreck need to be cut away. The expenditure involved in this will not come under general average because this was not intentional.

Jettisoning part of cargo to re-float the ship or flooding the water in a hold to extinguish the fire are intentional acts.

3. The Action must be for the common safety

Let us understand the term “Common safety: with an example.

Let us say a container ship has few of the refrigerated containers. The referigeration system of the ship failed and ship had to be diverted to a nearest port for repairing it to avoid damaging this cargo.

Will the expenditures incurred by the ship owner in this case come under general average ?

No, because the action is only for saving part cargo and not for the common safety of ship owners and for other cargoes loaded on ship.

For the general average, the action has to be for the common safety.

The action of Jettisoning some cargo to avoid sinking of entire ship is for common safety.

4. There must be a peril

If the master jettison a cargo to save the ship from sinking, it is a peril. But if the master jettison the cargo because he feels that the ship is overloaded, is not a peril.

Dictionary meaning of “peril” is “Grave danger”. If there is no grave danger, general average cannot apply.

But in the context of York Antwerp rules and General average, the interpretation of grave danger can be different.

In fact that is the difference between “a ship in distress” and “a ship in peril“.

For example take a ship that has broken engine in the mid sea with calm weather. The ship is not in distress but the ship is in peril.

General average Sacrifices

The sacrifices that can be made and are included in the general average fall under three categories.

sacrifices-as-per-general-average

The numbered rules gives the examples of the sacrifices that can be included in the general average.

Jettison of cargo: Jettison of cargo will include in the general average if the cargo was carried as per customary trade. For example if the deck cargo was loaded on a ship that is not allowed to load on deck, sacrifice of such cargo will not include in the general average.

Extinguishing fire: General average will include the damages (to ship or the cargo) because of extinguishing fire on board.

Voluntary stranding: Damage and loss because of intentional stranding in “common safety” is allowed to be included in general average.

General Average Expenditures

Apart from the sacrifices, one party may spend lot of money in the common interest of saving the ship and the cargo. As per York Antwerp rules, these expenditures also can be included in the general average.

Some of these expenditures can be

  • Salvage expenses
  • Port of refuse expenses
  • Wages of master and crew during the prolongation period because of port of refuse
  • Fuel during the prolongation period because of port of refuse

No general average for environmental pollution (Rule C)

As per Rule C of the York Antwerp rules, the costs involved in handling environmental pollution cannot be included in the general average.

This is a logical rule as if the general average was to include the environment damage claims, it would have taken the domain of the general average too far.

It does not matter whose fault it is (Rule D)

Let us say a vessel ran aground. The vessel had to sacrifice (Jettison) some of the cargo to re-float it. As per rule D, the cargo owners cannot claim that the grounding was due to the fault of ship owners and they would not contribute to the general average.

Irrespective of the fault which led to the event (in this case grounding), all parties have to contribute to the general average.

But this will not be the case if the ship was unseaworthy. If the grounding resulted because the vessel was unseaworthy, then ship owner cannot benefit from the general average.

In spite of the rule D of the York Antwerp rule, US law does not allow the navigation fault of the ship owner to be neglected. As such most of the ship owners make sure to include “new Jason Clause” in the bill of lading and charter party agreement.

new-jason-clause

Application of York Antwerp rules and General average

In most countries these rules do not have any legal force in themselves. The York Antwerp rules and principle of general average have legal force only if these are included in the bill of lading or charter party agreement.

If you get to see an actual bill of lading, read the term, conditions and clauses on the back side. Most likely you will find a clause regarding York Antwerp and General average there.

general-average-clause

Recovery of general average contribution

In “taxi fare” example, if one person refuse to pay his share what options one can have to recover it.

May be we can let it go as the amount will not be that big.

In the perils at sea, in most of the situations it will be ship owner who would make sacrifices and expenditure to come out of these situations.

So how can a ship owner ensure that everyone will contribute to general average amount that ship owner should get.

In the maritime law a ship owner has the lien on the cargo for the general average contribution. So ship owner will only release the goods once he receives a guarantee that he will get his dues. This guarantee can be in form of

Role of Average adjuster

Don’t go by the name. Average adjuster are not average people. They are the expert in one field of marine insurance, that is general average.

During a general average situations, usually a average adjuster is appointed by one party. The role of the average adjuster is to

  • Collect all the information following a general average action
  • Make a statement of general average contribution of each party
  • Collect general average security from each party
  • Assist in effective settlement of the general average

Irrespective of which party has appointed average adjuster, it is the duty of the average adjuster to be impartial towards general average settlement.

Association of average adjusters sets the standards for the training of average adjusters.

Conclusion

General average allows sharing of loss in an unfortunate incident. General average is a good old maritime practice. Not only for ship owners and other parties involved but also for ship’s masters.

To some extent it allows the master of the ship to be a boss and take actions what he believes is the best for that situation.

Take an example where master need to beach the ship to save it from sinking. Because of general average, master would face lesser resistance from all the parties as the loss would be shared.

In the absence of general average, condition would be different. Master may have to convince all parties that beaching is the only option.

Another example where master has to jettison some cargo to save the ship. In the absence of general average, the cargo owner might object to why his cargo was jettisoned and not the other cargo ?

York Antwerp rules and General average has something good for everyone involved with a ship and carriage of cargo.

Related Blogs

Follow us Today on
our social network

Capt Rajeev Jassal

About Capt Rajeev Jassal

Capt. Rajeev Jassal has sailed for over 19 years mainly on crude oil, product and chemical tankers. He holds MBA in shipping & Logistics degree from London. He has done extensive research on quantitatively measuring Safety culture onboard and safety climate ashore which he believes is the most important element for safer shipping.

Search Blog

108 Comments

Ashish Kumar
Ashish Kumar
Oct 8, 2016

First of all ........thanks sir for posting this useful article. Needed your useful clarification on few other topics like hauge , hague visby & hamburg rules. Also if you could explain the meaning of term "scantling draught". Many thanks in advance

Rajeev Jassal
Rajeev Jassal
Oct 9, 2016

Ashish, I had written a post on Hague visby rules. I hope this is what you are looking for. Check that out. Scantling draft is the maximum draft at which ship can withstand all the loads safely. It can be more than the design draft of the vessel but never lesser than that.

Ashish Kumar
Ashish Kumar
Oct 9, 2016

Many thanks for providing the definition of scantling draft...as i had asked many ppl for it but no one could provide me with this answer. Further can u send me the link of the post on Hague visby rules as i cant locate it.

Ashish Kumar
Ashish Kumar
Oct 9, 2016

Thanks ...i have got it.

AJAY KUMAR
AJAY KUMAR
Feb 2, 2018

Sir can it be more than summer draft???

Mac Pablo Dias
Mac Pablo Dias
Jun 10, 2020

Thank you so much sir for that lovely Article, beautiful in simple words explained which i will always remember. Sir how do i get in touch with you

Dena
Dena
Oct 6, 2020

I want to thank a very kind and powerful psychic who brought back my ex wife who left me she told me she wants to be alone and left me and the kids i was devastated everyday i keep thinking how i would live without her one day i was online when i found Priest Ade website then i contacted him,He told me not to worry she will be back in 24hours after he cast his love spell i had some doubt though but i just did all he instructed and had a little faith,To my greatest surprise the next day she was back to me and the family she told me she was sad because she couldn't get pregnant since we have been trying but Priest Ade also solved that now she is 3 weeks pregnant i'm so excited i highly recommend him he is powerful and can help you too with different problems email him now at ancientspiritspellcast@gmail. com OR ancientspiritspellcast@yahoo. com OR WhatsApp +2347059715465

Dena
Dena
Oct 6, 2020

I want to thank a very kind and powerful psychic who brought back my ex wife who left me she told me she wants to be alone and left me and the kids i was devastated everyday i keep thinking how i would live without her one day i was online when i found Priest Ade website then i contacted him,He told me not to worry she will be back in 24hours after he cast his love spell i had some doubt though but i just did all he instructed and had a little faith,To my greatest surprise the next day she was back to me and the family she told me she was sad because she couldn't get pregnant since we have been trying but Priest Ade also solved that now she is 3 weeks pregnant i'm so excited i highly recommend him he is powerful and can help you too with different problems email him now at ancientspiritspellcast@gmail. com OR ancientspiritspellcast@yahoo. com OR WhatsApp +2347059715465

Cresia Sutherland
Cresia Sutherland
Nov 27, 2020

I promise Dr Kala that i will testify of his good work if he help me to get back my husband and he really did which prompt me to write this wonderful testimony. My husband and i have been together for 11yrs and married over 6years now with 2 kids, my husband started going out with other ladies and showed me cold love, on several occasions he threatens to divorce me if I dare question him about his affair with other ladies, I was totally devastated and confused until a friend of mine told me about a spell caster on the internet called Dr Kala who help people with relationship and marriage problem by the powers of love spells, at first I doubted if such thing ever exists but decided to give it a try, when I contact him, he cast a love spell for me and within 48hours my husband came back to me and beg me to forgive him for what he did and right now he has stopped going out with ladies and he is with me for good and for real. Contact this great spell caster for your relationship or marriage problem on email: kalalovespell@gmail.com or WhatsApp +2347051705853

Cresia Sutherland
Cresia Sutherland
Nov 27, 2020

I promise Dr Kala that i will testify of his good work if he help me to get back my husband and he really did which prompt me to write this wonderful testimony. My husband and i have been together for 11yrs and married over 6years now with 2 kids, my husband started going out with other ladies and showed me cold love, on several occasions he threatens to divorce me if I dare question him about his affair with other ladies, I was totally devastated and confused until a friend of mine told me about a spell caster on the internet called Dr Kala who help people with relationship and marriage problem by the powers of love spells, at first I doubted if such thing ever exists but decided to give it a try, when I contact him, he cast a love spell for me and within 48hours my husband came back to me and beg me to forgive him for what he did and right now he has stopped going out with ladies and he is with me for good and for real. Contact this great spell caster for your relationship or marriage problem on email: kalalovespell@gmail.com or WhatsApp +2347051705853 .

Yashovardhan Chaubay
Yashovardhan Chaubay
Oct 30, 2016

i am preparing for chief mates and this article is the most simplest for me to understand this.

Rajeev Jassal
Rajeev Jassal
Oct 31, 2016

Glad you found it useful Yashovardhan...

Paul
Paul
Nov 14, 2016

Dear Rajeev, excellent article. I do have one question though - what happens if the ship is not laden? Then the cost would be split between the charterer (if the ship on a TC for example) and the owner? What about when a vessel is voyage chartered and is on her ballast leg - same conditions as above with the TC apply? Thank you advance, Paul

Rajeev Jassal
Rajeev Jassal
Nov 17, 2016

Hi Paul.. For ballast passage there will only be one party involved. That will the owner of the ship. For example if the ship crew flood the hold to extinguish fire in a empty hold, no one other than owner is benefitted. So this will be a case of particular average and only owner would bear the costs.

Rohit
Rohit
Sep 14, 2019

On time charter fuel is being supplied by Charterer, so i believe in ballast passage he has to contribute even in absence of cargo. Correct me if i am wrong

Ajay Sanga
Ajay Sanga
Feb 10, 2017

Excellent very nicely explained

Rajeev Jassal
Rajeev Jassal
Feb 10, 2017

Thanks Ajay..

Chrischika
Chrischika
Mar 12, 2017

Please sir I need an answer on similarities and differences of Hague visit rule and York antwerp rule

Rajeev Jassal
Rajeev Jassal
Mar 13, 2017

Hague visby rules deals with the Bill of ladings and contract of carriage. York Antwerp rules deals with averaging the loss in case of an accident during the voyage.

chrischika
chrischika
Mar 13, 2017

thanks so much sir

Dinesh Rana
Dinesh Rana
Jul 9, 2017

thank you v much for the lovely explaination.. i would like to correct that the vessel is in distress under calm sea is not under command and not in peril unless high wind force rough weather.. as the master has to decide wheather she has to be towed or salvage.

Dhadwal
Dhadwal
Jul 23, 2017

Thank you Sir. Excellent information well presented.

Rajeev Jassal
Rajeev Jassal
Aug 26, 2017

Thanks, Dhadwal....

Tang Leah
Tang Leah
Nov 20, 2020

I'm so happy today is because of Lord Masuka, it all started when my wife left me for no good reason i was so heartbroken and devastated because i love my family so much, this took the better part of me to the extents my boss at work noticed that i was down emotionally, i told him all i was going through he introduced me to this powerful Spell caster called Lord Masuka who helped her in the past to get her husband back, she gave me his email lordmasukaspelltemple@hotmail.com and whatsapp number +1(234)-307-0752 when i got home that evening i contacted him and he assured me that my family will come back to me again, i was still full of doubts but to my biggest surprise after doing all he asked me to do my wife who had refused to even speak with me on phone called and starting begging for forgiveness and now we are one happy family again. if you need his help here is his website https://lordmasukaspelltem3.wixsite.com/masuka ?

Anuradha Iroshan
Anuradha Iroshan
Aug 25, 2017

Thanks a lot...every presentation is so perfect...you are a treasure to our field.

Rajeev Jassal
Rajeev Jassal
Aug 26, 2017

Thank you, Anuradha...

Salim Mfunga
Salim Mfunga
Dec 19, 2017

Sinking a burning ship in order to extinguish fire can it be included in the General average?

Rohit Seth
Rohit Seth
Jan 10, 2018

First of let me congratulate you Sir for this excellent write up. I have a doubt , if a superintendent is flown in to assist a ship which is already grounded , Can the expenses be added to general average.

shashi kumar
shashi kumar
Jan 27, 2018

excellent article sir, can u explain who declares that it is GA in practice.Its only master or any party having interest?

Ankush sood
Ankush sood
Jan 30, 2018

First of all thank u sir for posting this in such a simple language to understand. I am preparing for mates exams, can you pls post a small description of Rotterdam rules also.

lisa
lisa
Feb 6, 2018

THANKS TO THE GREAT SPELL CASTER CALLED DR.james FOR SOLVING MY PROBLEMS HIS EMAIL IS (drjamesd3@gmail.com) i was married to my husband for 5 years we were living happily together for this years and not until he traveled to Italy for a business trip where he met this girl and since then he hate me and the kids and love her only. so when my husband came back from the trip he said he does not want to see me and my kids again so he drove us out of the house and he was now going to Italy to see that other woman. so i and my kids were now so frustrated and i was just staying with my mum and i was not be treating good because my mother got married to another man after my father death so the man she got married to was not treating her well, i and my kids where so confuse and i was searching for a way to get my husband back home because i love and cherish him so much so one day as i was browsing on my computer i saw a testimony about this spell caster DR.james, testimonies shared on the internet by a lady and it impress me so much i also think of give it a try. At first i was scared but when i think of what me and my kids are passing through so i contact him and he told me to stay calm for just 24 hours that my husband shall come back to me and to my best surprise i received a call from my husband on the second day asking after the kids and i called DR.james and he said your problems are solved my child. so this was how i get my family back after a long stress of brake up by an evil lady so with all this help from DR.james, i want you all on this forum to join me to say a huge thanks to DR.james, and i will also advice for any one in such or similar problems or any kind of problems should also contact him his email is drjamesd3@gmail .com)he is the solution to all your problems and predicaments in life. once again his email address, drjamesd3@gmail.com) HE IS SPECIALIZE IN THE THE FOLLOWING SPELL. (1) If you want your ex back. (2) if you always have bad dreams. (3) If you want to be promoted in your office. (4) If you want women/men to run after you. (5) If you want a child. (6) If you want to be rich. (7) If you want to tie your husband/wife to be yours forever. (8) If you need financial assistance. (9) How you been scammed and you want to recover you lost money. (10) if you want to stop your divorce. (11) if you want to divorce your husband. (12) if you want your wishes to be granted. (13) Pregnancy spell to conceive baby (14) Guarantee you win the troubling court cases & divorce no matter how what stage (15) Stop your marriage or relationship from breaking apart. (16) if you have any sickness like ( H I V ), (CANCER) or any sickness. once again make sure you contact him if you have any problem he will help you. his email address, drjamesd3@gmail.com) OR contact him with his whatsapp on +27737872215 contact him immediately

Joy Ofeimu
Joy Ofeimu
Mar 16, 2018

Dr Jack, Here is my testimony from a Heart Warming indebted Client (Joy Ofeimu from United states) I will try to make this short as possible. In July I found out that my husband of almost 17yrs was having an affair and he actually brought this woman to my home. I was devastated to say the least. I met my husband 18yrs ago and he swept me off my feet and we got married 11 months after we met. We had a great marriage (I thought) we have two beautiful boys. In 2015 we moved 800 miles away to a very small town due to his job. I quit my high paying job at a company that I had worked at for 14yrs to move away from my family and job/career to be a stay at home mom. Then here we are 2 and 1/2 years later going through a divorce and no job. I felt schizophrenic going through all of these emotions from acceptance, to denial, to how can this be and back again. I tried all the best effort i could to get him back from this woman whom he was having an affair with, and make him see how much i love to be with him. but he insisted he never wanted to be with me anymore. Its was almost 4 months since he started living with this other woman, then i decided to use Dr. Jack spells for help because i had no other choice and i felt everything was lost to me. I had the most wonderful and happy marriage after using his spell in just 48 hours, and that was how my marital life was fixed back to its right track. If you are one of the people who is in a loveless and unhappy marriage that cannot be salvaged (and you can only determine that by being very honest with yourself), believe me...there is light at the end of this tunnel. Here is his Email: Okakagbespelltemple@yahoo.com or Okakagbespelltemple@gmail.com Call him +2348138289852

Tang Leah
Tang Leah
Nov 20, 2020

The spell caster that helped me win my wife back, whatsapp him +1(234)-307-0752 or email lordmasukaspelltemple@hotmail.com

Terry Young
Terry Young
Mar 19, 2018

Sir, thank you so much for you genuine spell,my wife is back!!! Thank you sir for your genuine spells. This is really incredible, and I have never experienced anything like this in my life. Before i met you Sir, i have tried every all probable means that i could to get my wife back, but i actually came to realize that nothing was working out for me, and that my wife had developed lot of hatred for me.. I thought there was n o hope to reunite with my ex wife and kids. But when i read good reviews about your work sir, i decided to give it a try and i did everything that you instructed me and i Trusted in you and followed your instructions just as you have guaranteed me in 48 hours, and that was exactly when my wife called me.. We are more contented now than ever. Everything looks perfect and so natural! Thank you so much for your authentic and indisputable spells. Thanks Sir for your help. If you need help in your marriage of broken relationship,please contact Dr Jack right now for urgent help. Okakagbespelltemple@gmail.com Or Okakagbespelltemple@yahoo.com Call him now +2348138289852

Purushottam lal
Purushottam lal
Apr 1, 2018

the explanation was so great ....no have word to say ..sir please if you can share on magnetic compass and corrector and tentative swing ..it will great for me doing my master

Dipen Ghariya
Dipen Ghariya
Aug 8, 2018

Sir, can you please post information on. Problem posed by article 13 & 14 of salvage convention towards rule 6 of york antwerp rules

Gulbag
Gulbag
Aug 19, 2018

Sir please write a topic on sue and labour clause. Mentioning the shares between different parties and how it is done.

jeff
jeff
Oct 23, 2018

what is the use of leed line and what occasion can it be apply.

Terry Young
Terry Young
Nov 6, 2018

Sir, thank you so much for you genuine spell,my wife is back!!! Thank you sir for your genuine spells. This is really incredible, and I have never experienced anything like this in my life. Before i met you Sir, i have tried every all probable means that i could to get my wife back, but i actually came to realize that nothing was working out for me, and that my wife had developed lot of hatred for me.. I thought there was n o hope to reunite with my ex wife and kids. But when i read good reviews about your work sir, i decided to give it a try and i did everything that you instructed me and i Trusted in you and followed your instructions just as you have guaranteed me in 48 hours, and that was exactly when my wife called me.. We are more contented now than ever. Everything looks perfect and so natural! Thank you so much for your authentic and indisputable spells. Thanks Sir for your help. If you need help in your marriage of broken relationship,please contact Dr Jack right now for urgent help. Okakagbespelltemple@gmail.com Or Okakagbespelltemple@yahoo.com Call him or you WhatsApps him now +2348138289852

shanmugaram
shanmugaram
Nov 27, 2018

Sir , why does the numbered rules takes precedence over the lettered rules ? any logical explaniation

Mkhulu Mtungwa
Mkhulu Mtungwa
Oct 11, 2020

I completely trusted Dr Paul totally from the time I spoke with him during the period my husband Left me  after11 years of our marriage, He started the spell work on my husband, and gave me so much assurance and guaranteed me that he was going to bring my husband back to my feet in just 48 hours of the spell casting. I was so confident in his work and just as he said in the beginning, my husband is finally back to me again, yes he is back with all his hearts, Love, care, emotions and flowers and things are better now. I would have no hesitation to recommend this powerful spell caster to anybody who is in need of help.. E-mail; astoriashrine @ gmail com

Calantas
Calantas
Mar 21, 2019

Sir can you discuss also the hamburg rule as well as the rotterdam rule... Your explaination on huage and hague visby rule is really great and comprehendable... Only at your explainations i may understand these rule compare to my instructor.. I hope you can have these request possible soon. Thanks...

DALJEET SINGH
DALJEET SINGH
Apr 23, 2019

Sir, In LCL Container, if one of the consignees refuses to pay General Average for uninsured cargo. What options available to other consignees? Can we hold responsible for Freight Forwarder / Consolidator? Pls advise. Thanks ...

sameer kaushik
sameer kaushik
Jun 5, 2019

my question is, if a loaded vessel gets grounded due to low tide and master calls for tugs for towing. before arrival of tugs the ships get afloat because of change of tide. in this case will the tugs be paid? if yes then who will pay?

Rashid Ghffar
Rashid Ghffar
Jul 19, 2019

Will the GA Guarantee be returned by the Average Adjusters to the Insurance company after settlement is finalized and dues have been paid???

Amar anand
Amar anand
Jun 29, 2020

nice blog sir

patrick
patrick
Jul 15, 2020

I have a testimony to share about manuka temple that help me to get my wife back who have left me for more than 11 months now, priest manuka who help me to get her back for some months now i have been contacting her come back home all she could tell me she with someone else, but when i had that people were giving testimony about manuka temple who has used his power to help people restore love back to there marriage, i contacted him for help with my marriage. he did his spiritual prayers to help me to get my wife back. now i am happy with my life i could get my wife back who have left me. i want to thank manuka for helping me restore my marriage. right now as i write my wife is fully back as he has mention. God bless you priest manuka. I cant thank him enough for restoring my marriage and bringing our family together. I would also want you to meet him just as i did with faith on lovesolutiontemple1@gmail.com

Darryl
Darryl
Aug 1, 2020

I almost lost my girlfriend to some other guy, this really hurt me deep down so badly. even when i did everything to always her happy. there is this guys that lives around the neighborhood, they started seeing then it blew up that she would sleep there, i will yell but that will not even work. i have been helping her out with the school bills and other good things i do for her. i did't just want to see her go so i went googling on her to get your gf back if she left, then i came across a love spell temple in Indian and this spell i did cost only a token, but the result was amazing. he cast a reuniting love spell, and it worked very well. the email is (indianspelltemple @ gmail. com) (mailto: indianspelltemple@gmail.com))

nicole
nicole
Aug 7, 2020

(HOW I GOT MY HUSBAND BACK) I want the world to know a great man that is well known as priest manuka, he has the perfect solution to relationship and marriage problems. The main reason why i went to manuka temple was for solution on how i can get my husband back because my husband left home to another woman and he was seeking for divorce and i don,t want that to happen and i need him back home. And i have read some testimonies on the internet which some people has written about manuka temple and i was so pleased to contact him on his email (lovesolutiontemple1@gmail.com) which he did a perfect job by casting a spell on my husband which made him to come back home to me and beg for forgiveness.I will not stop publishing his name on the net because of the good work he is doing. I will drop his contact for the usefulness of those that needs his help. You can contact him today and get your problem solved.

phillip moris
phillip moris
Aug 25, 2020

Hello I want to quickly tell the world that there is a real spell caster on line that is powerful and genuine, his name is Dr WISKID he helped me recently to reunite my relationship with my husband who left me last year, When i contacted Dr WISKID he cast an urgent love spell for me, and my husband who said he doesn’t love me, he doedn't have anything to do with me again called me and started begging me that he is coming back. he is back now with so much love and care. today i am glad to let you all know that this spell caster have the powers to restore broken marriage/relationship back. because i am now happy with my husband. to anyone who is reading this article and needs any help, Dr WISKID can also offer any type of help like, Curing of all types of Diseases, Court Cases, Pregnancy Spell, urgent love spell,Spiritual protection and lot’s more. You can contact him Via his email drwiskid.spellcaster@yahoo.com for more info, whatsapp/call…+2348078467513

Tang Leah
Tang Leah
Nov 20, 2020

The spell caster that helped me win my wife back, whatsapp him +1(234)-307-0752 or email lordmasukaspelltemple@hotmail.com

Grace havin
Grace havin
Aug 27, 2020

Are you looking for a way to get back your relationship if yes help has come your way i got a testimony online about Dr Abaka how he help someone in getting back his wife and i contacted him for help i am so happy that right now my husband is back to me with the help of Dr Abaka if you need help in getting your ex or your relationship back you can contact him he will help you just the same way he help me win my husband back after 2 years of separation contact him today and be happy with your marriage you can email him on drabakaspelltemple@gmail.com or call him on whats-app +2349063230051 or website https://drabakaspelltemple.blogspot.com

Olga
Olga
Sep 2, 2020

Hello viewers my name is olga bottova my husband left me for another woman after one year of our marriage. I needed him back desperately because I loved him so much. I became very worried and needed help. On this faithful day as I was browsing through the internet, I came across a particular testimony about the GREAT AMADI TEMPLE. So I felt I should give him a try. I contacted him and he told me what to do and i did it then he did a (return Love spell) for me. 28 hours later, my husband came back to me crying and begging for my forgiveness. Today I'm so happy and I want to recommend this great spell caster to anyone that truly needs an urgent solution to his or her broken relationships he is specialized in 1. bring back lost lover 2. win your loved one heart 3. help single people to find partners 4. be married 5. Love attraction 6. Married problems & Divorce 7. Love portion 8. kidney problem all kind of disease. 9. Luck in winning an election or any political appointment, he can do it all. you can contact him on whatsapp with (+2348127073294) Or email him on: amaditempleuniversal@gmail.com

Ansel
Ansel
Sep 2, 2020

Anyone in dire need of a spell caster to get back ex lover, make your relationship work or afraid of a divorce? Msg a great spellcaster I know on WhatsApp +2348127073294 and you'll be wowed by his marvelous works

marcus jackson
marcus jackson
Sep 2, 2020

Hello I want to quickly tell the world that there is a real spell caster on line that is powerful and genuine, his name is Dr WISKID he helped me recently to reunite my relationship with my husband who left me last year, When i contacted Dr WISKID he cast an urgent love spell for me, and my husband who said he doesn’t love me, he doedn't have anything to do with me again called me and started begging me that he is coming back. he is back now with so much love and care. today i am glad to let you all know that this spell caster have the powers to restore broken marriage/relationship back. because i am now happy with my husband. to anyone who is reading this article and needs any help, Dr WISKID can also offer any type of help like, Curing of all types of Diseases, Court Cases, Pregnancy Spell, urgent love spell,Spiritual protection and lot’s more. You can contact him Via his email drwiskid.spellcaster@yahoo.com for more info, whatsapp/call…+2348078467513

Tang Leah
Tang Leah
Nov 20, 2020

The spell caster that helped me win my wife back, whatsapp him +1(234)-307-0752 or email lordmasukaspelltemple@hotmail.com

Carlos Sofia
Carlos Sofia
Sep 5, 2020

Am sure among all this spell casters online only doctor Azaka is real because i have try using most of them all they do is to take your money and never help only dr Azaka can relate of helping me with bringing back my man all thanks to you Dr Azaka you can also contact him on what'sapp for help on +1(315)316-1521 or his email address is Azakaspelltemple4 @ gmail .com

Ann Earnis
Ann Earnis
Sep 5, 2020

HOW I GOT MY HUSBAND BACK WITH THE HELP OF PRIEST WISDOM CONTACT ON WHATS_APP NUMBER +2348124644470 This is my testimony about the good work of priest wisdom who help me ... I'm Ann Earnis from north Carolina USA. And am sorry for putting this on net but i will have to, by this world best spell caster that brought back my husband who left me out for past 3 years, i eventually met this man on a blog site posting by one of is client for help, i explained everything to him and he told me about a spell caster that he had heard about and he gave me an email address to write to the spell caster to tell him my problems. In just 1 days, my husband was back to me. I just want to say thank you to this truthful and sincere spell caster, sir all you told me have come to pass and thank you sir. Please I want to tell everyone who is looking for any solution to their problem, I advise you to kindly consult this spell caster, he is real,he is powerful and whatever the spell caster tells is what will happen, because all what the spell caster told me came to pass. You can kindly contact him on: his email address is supernaturalspell1@gmail.com or directly on whats-app +2348124644470  ..//..........

Ann Earnis
Ann Earnis
Sep 7, 2020

HOW I GOT MY HUSBAND BACK WITH THE HELP OF PRIEST WISDOM CONTACT ON WHATS_APP NUMBER +2348124644470 This is my testimony about the good work of priest wisdom who help me ... I'm Ann Earnis from north Carolina USA. And am sorry for putting this on net but i will have to, by this world best spell caster that brought back my husband who left me out for past 3 years, i eventually met this man on a blog site posting by one of is client for help, i explained everything to him and he told me about a spell caster that he had heard about and he gave me an email address to write to the spell caster to tell him my problems. In just 1 days, my husband was back to me. I just want to say thank you to this truthful and sincere spell caster, sir all you told me have come to pass and thank you sir. Please I want to tell everyone who is looking for any solution to their problem, I advise you to kindly consult this spell caster, he is real,he is powerful and whatever the spell caster tells is what will happen, because all what the spell caster told me came to pass. You can kindly contact him on: his email address is supernaturalspell1@gmail.com or directly on whats-app +2348124644470  https://supernaturalspell21.blogspot.com/

aleta
aleta
Sep 7, 2020

This is a testimony that I will tell to everyone to hear. i have been married for 4 years and on the fifth year of my marriage, another woman had a spell to take my lover away from me and my husband left me and the kids and we have suffered for 2 years until i meant a post where this man Dr, Ogedegbe have helped someone and i decided to give him a try to help me bring my love Husband home and believe me i just send my picture to him and that of my husband and after 48 hours as he have told me, i saw a car drove into the house and behold it was my husband and he have come to me and the kids and that is why i am happy to make every one of you in similar to meet with this man and have your lover back to your self His email: dr.ogedegbe6@gmail.com or you can also contact him or whatsapp him on this +2348109374702 thank so much Dr OGEDEGBE for saving my marriage.

marcus jackson
marcus jackson
Sep 8, 2020

i really appreciate the effort of the great Dr wiskid for restoring my broken relationship. i thought my life has crashed and would not get all i have lost. but the moment i contacted Dr wiskid the best and genuine spell caster everything changed within 48 hours after the reunion spell. if you think the ether can be bent to your favor and you want to contract a genuine spell caster to remove all the hate in your life. contact Dr wiskid and am so sure the result will overwhelm you with tears of joy! contact him on this email address: drwiskid.spellcaster@yahoo.com he is a good man thanks. his whatsapp number too is +2348078467513 You can also visit his website: www.herbalhome247.wixsite.com/mysite

Lilia Gotze
Lilia Gotze
Sep 12, 2020

A spell caster call Dr Ajayi helped me to get back my husband after 2 years of separation due to misunderstanding and i begged him on several occasion to come back home to be with me and our three kids but refuse instead staying with another woman who i believe is manipulating him. I saw a testimony about the spell caster Dr Ajayi while searching for help online who explained how he helped her to get her brother out of prison after performing a pardon spell for her, i really want my husband to come back home, so i text the spell caster on WhatsApp : +2347084887094 and told me what needed to be done, k followed all instructions and today i am to also share my testimony because my husband came back home three days after Dr Ajayi performed a spell for him to come back home, we are living happily now. I was having doubts but now i have doubts no more because the all the Spell Caster told me what happened as he explained to me, so if you need the help of a spell caster for any kind of problem you are facing in life contact Dr Ajayi email : drajayi1990@gmail.com or WhatsApp : +2347084887094.

ritals becka
ritals becka
Sep 12, 2020

i really appreciate the effort of the great Dr wiskid for restoring my broken relationship. i thought my life has crashed and would not get all i have lost. but the moment i contacted Dr wiskid the best and genuine spell caster everything changed within 48 hours after the reunion spell. if you think the ether can be bent to your favor and you want to contract a genuine spell caster to remove all the hate in your life. contact Dr wiskid and am so sure the result will overwhelm you with tears of joy! contact him on this email address: drwiskid.spellcaster@yahoo.com he is a good man thanks. his whatsapp number too is +2348078467513 You can also visit his website: www.herbalhome247.wixsite.com/mysite

Monisha Alexis
Monisha Alexis
Sep 13, 2020

I promise to share this testimony all over the world once my boyfriend returns back to me, and today with all due respect I want to thank DR.ONIHA for bringing joy and happiness to my relationship and my family. I want to inform you all that there is a spell caster that is real and genuine. I never believed in any of these things until I lost my boyfriend, I required help until I found a great spell caster, And he cast a love spell for me, and he assured me that I will get my boyfriend back in two days after the spell has been cast. Three days later, my phone rang, and so shockingly, it was my boyfriend who has not called me for the past 6 years now, and made an apology for the heart break, and told me that he is ready to be my backbone till the rest of his life with me. DR.ONIHA released him to know how much I loved and wanted him. And opened his eyes to picture how much we have shared together. As I`m writing this testimony right now I`m the happiest girl on earth and me and my boyfriend are living a happy life and our love is now stronger than how it was even before our break up. So that`s why I promised to share my testimony all over the universe. All thanks goes to DR.ONIHA for the excessive work that he has done for me. Below is the email address in any situation you are undergoing, it may be a heart break, and I assure you that as he has done mine for me, he will definitely help you too. EMAIL: ONIHASPELLTEMPLE@GMAIL.COM CALL/WHATSAPP : +16692213962. Website: http://onihaspells.com.

maria gusto
maria gusto
Sep 14, 2020

WOW...What a Great Testimony....I am by name Maria Gusto from USA, i want to use this opportunity to thank the Great DR.balbosa for helping in getting my Ex husband back to me, i have been in great pains until the day i contacted DR on, balbosasolutionhome@gmail.com or TEXT on +14237810501.he gave me a lasting solution and told me to wait for just 12 hours so that my Ex husband will call me and i did according to the instructions given to me by him and surprisingly, before 12 hours, my Ex husband really called me and started apologizing for all he had caused me.I am the happiest Woman on earth today because Dr.balbosa has done wonderful deeds in my life and I will continue to share this testimony, you can contact him also for help on his Email; balbosasolutionhome@gmail.com and Number on +1(423)7810501(Text Messages Only).Good Luck...

Anusha Todurkar
Anusha Todurkar
Sep 17, 2020

A big thanks to Dr Oselumen i never believe that there still exist a real death spell caster after all this years of disappointment from the enormous spammers on the Internet who go about scamming people, until i was opportune to meet Dr Oselumen a real spell caster, through a close friend called Jennifer who Dr oselumen had helped before, when i contacted him with his email via droselumen@gmail.com i explain how my ex have been giving me problem in my marriage, she never allowed me a moment of peace, and i need to end it by killing her, and i don't want to make use of assassin because it will be risky so i needed to do it in a spiritual way that's why i decided to contact him, he assured me not to worry as i have contacted the right person at the right time, i co-operated with him and in less than a week my ex was dead, she slept and never woke up all thanks to Dr Oselumen indeed he's really a humble man. you can contact dr oselumen for any death spell, such as to kill your superior in the office and take his or her place, death spell to kill your father and inherit his wealth ,death spell to kill anyone who have scammed you in the past ,spell for increase in salaries, spell for promotion at the office, spell to get your ex lover back, if things is not working well in your life then you need to contact him now via Email droselumen@gmail.com call or add him on whatsapp +2348054265852.

kelvin
kelvin
Sep 19, 2020

I am so happy how Dr Voke cured me from Herpes virus and Hepatitis-b, since 4 year ago i was effected with herpes simplex virus 1 and hepatitis-b, and i have taken all manner of drugs prescribed to me by several doctors,but all my effort was wasted,i cried all day thinking on how i can be cured of this illness, i lost hope while i was looking for solution for my health,but one faithful day, i was searching the internet i came across several testimonies about Dr Voke, and how he has cure so many effected individual ,so i try and contact his email and asked him for solution about my herpes simplex virus 1 and he started the preparation to my cure,to my greatest surprise after two weeks, i was totally cure by his powerful herbal medicine,i never believe that i could be cured from this wicked disease until i met Dr voke i’m very grateful to you and i know your herbal medicine will save more millions of lives. his email Address doctorvoke1@gmail.com, Whatsapp phone number +1 (773) 349 2820.

sandra lopez
sandra lopez
Sep 21, 2020

I have been suffering from (HERPES) disease for the last four years and had constant pain, especially in my knees. During the first year, I had faith in God that I would be healed someday.This disease started to circulate all over my body and I have been taking treatment from my doctor, a few weeks ago I came on search on the internet if I could get any information concerning the prevention of this disease, on my search I saw a testimony of someone who has been healed from (Hepatitis B and Cancer) by this Man Dr. Silver and she also gave the email address of this man and advise we should contact him for any sickness that he would be of help, so I wrote to Dr. Silver telling him about my (HERPES Virus) he told me not to worry that I was going to be cured!! hmm i never believed it,, well after all the procedures and remedy given to me by this man few weeks later I started experiencing changes all over me as the Dr. assured me that I have cured, after some time i went to my doctor to confirmed if I have been finally healed behold it was TRUE, So friends my advice is if you have such sickness or any other at all you can email Dr. Silver (drsilverhealingtemple@gmail.com) sir I am indeed grateful for the help I will forever recommend you to my friends!!! with your lovely Email Address ( drsilverhealingtemple@gmail.com

mary robert
mary robert
Sep 22, 2020

Hello everyone, I am from new york!! I want To thank Dr. OGEDEGBE for the help he rendered me, my husband came back to me after he abandoned me and my kids for over 2 years for another woman,  Dr OGEDEGBE lovespell made him come back with so much love. I never really believe i can ever get my husband back again to myself and to my kids, Dr OGEDEGBE lovespell work is great and he is a man of his words, i am so happy to be at your testimony page to share my happiness….. if you need His help you Can contact him and he will make you happy. His email dr.ogedegbe6@gmail.com or whatsapp +2348109374702...

keisha tican bonny
keisha tican bonny
Sep 24, 2020

This is my testimony about the good work of a man who helped me. My life is back!!! After 8 years of marriage, my husband left me and our three kids. I felt like my life was about to end, and was falling apart. Thanks to a spell caster called dr jaj who i met online. On one faithful day, as I was browsing through the internet, I was searching for a good spell caster that can solve my problems. I came across series of testimonies about this particular spell caster. Some people testified that he brought their Ex lover back, some testified that he restores womb, some testified that he can cast a spell to stop divorce and so on.? There was one particular testimony I saw, it was about a woman called ulazi,she testified about how dr jaj brought back her Ex lover in less than 72 hours and at the end of her testimony she drop dr jaj-mail address. After reading all these,I decided to give him a try. I contacted him via email and explained my problem to him. In just 3 days, my husband came back to me. We solved our issues, and we are even happier than before. dr jaj is really a talented and gifted man and i will not stop publishing him because he is a wonderful man.? If you have a problem and you are looking for a real and genuine spell caster to solve that problem for you. Try the great dr jaj today, he might be the answer to your problem.? Here’s his contact: whatsapp (+2349031670905) or drjajspellhome@gmail.com or drjajspellhome@yahoo.com Contact him for the following:– If you want your ex back spell.– If you want a fertility spell.– HSV, HPV herbal remedy.– Make your Partner to Love you forever.– Help win court cases.– HIV/AIDS herbal treatment.– Revenge spell.– Goodluck spell.

Lucas Evelyn
Lucas Evelyn
Sep 29, 2020

few weeks ago i left some pains and i want to the hospital my doc told me i had HPV about 1 year and i need to start the treatment early he gave me some medicine to be taking and i told him no i will not because i hated taking medicine when i wont not see cure for the purpose after i got home i started getting worried searching for strong advice and i found valid natural treatment online lot people says they got HPV cure from Dr onokun and i email Dr onokun 3 days passed i purchase his cure online some weeks after the process taking his treatment i got cured i went for checkup twice after taking the natural treatment from the herbalist called Dr onokun and i tested negative contact him on email :Dronokunherbalcure@gmeil.com

Carl Marcus
Carl Marcus
Sep 30, 2020

My husband changed dramatically towards me, doesn’t communicate anymore. He disrespects me and accuses me falsely of infidelity because of wicked gossip …but I’m simply AMAZED at the results of Dr. Todd who did reunion love spell for me. Everything is going so well and EXACTLY how he said it would be. Even though it took 3 days to fully progress, it was so worth it because things are just about at perfection! How he took my situation and completely turned it around to give me exactly what I wanted is beyond me, but something I will never question and just be completely grateful, God Bless Dr. Todd for turning sorrow happiness. Dr. Todd's contact; manifestspellcast @ gmail. com WhatsApp:+1 604 901 9747

robertharmonton
robertharmonton
Oct 1, 2020

I was diagnosed of herpes virus, I have tried all possible means to get cure but all my effort proved abortive, until a friend of mine introduced me to a herbal doctor called Dr Agaba, who prepare herbal medicine to cure all kind of diseases including herpes virus (Herpes), when i contacted this herbal doctor via email, he sent me herpes virus herbal medicine via courier service, when i received the herbal medicine he gave me step by step instructions on how to apply it, when i applied it as instructed i was totally cured from the virus within 3 weeks of usage. Contact this great herbal doctor today to get your cure.  Via Email: Dragabasolutionhome@gmail.com or WhatApp: +2349074536486

Juliet Fox
Juliet Fox
Oct 6, 2020

I want to share my testimony to everyone After being in a relationship with my boyfriend for five years, he broke up with me, I did everything possible to bring him back but all was in vain, I wanted him back so much because of the love I have for him, I begged him with everything, I made promises but he refused. I explained my problem to someone online and she suggested that I should rather contact a spell caster that could help me cast a spell to bring him back but I am the type that never believed in spell, I had no choice than to try it, I mailed the spell caster, and he told me there was no problem that everything will be okay before three days, that my ex will return to me he cast the spell and surprisingly in the second day, it was around 5pm. My ex called me, I was so surprised, I answered the call and all he said was that he was so sorry for everything that happened, that he wanted me to come back, that he loves me so much. I was so happy and went to him, Contact him now for your relationship or marriage problems, Email akhigbespellhome@gmail.com WhatSapp Number +2349035428122

Dena
Dena
Oct 6, 2020

I want to thank a very kind and powerful psychic who brought back my ex wife who left me she told me she wants to be alone and left me and the kids i was devastated everyday i keep thinking how i would live without her one day i was online when i found Priest Ade website then i contacted him,He told me not to worry she will be back in 24hours after he cast his love spell i had some doubt though but i just did all he instructed and had a little faith,To my greatest surprise the next day she was back to me and the family she told me she was sad because she couldn't get pregnant since we have been trying but Priest Ade also solved that now she is 3 weeks pregnant i'm so excited i highly recommend him he is powerful and can help you too with different problems email him now at ancientspiritspellcast@gmail. com OR ancientspiritspellcast@yahoo. com OR WhatsApp +2347059715465

jenifer
jenifer
Oct 22, 2020

Call Dr. Dr bante for urgent and fast love spell +2349063962262 or email him bantespelltemple@gmail.com I lost my husband to another woman,after 4 years of marriage . We had a lovely marriage but he started a relationship with a co worker who chased after him . He is living away near his work and he refused to talk to me or to come home . I was so devastated and found it hard to cope. I became very worried and needed help. As I was browsing through the Internet one day, I came across a comment by Amber that suggested that Dr bante helped her solve her marital problems, restore broken relationships and so on. So, I felt I should give him a try. I contacted him and he did a spell for me. 2 days later, my husband came to me and apologized for the wrongs he did and promise never to do it again. Ever since then, everything has returned back to normal. I and my family are living together happily again.. All thanks to Dr bante. If you need a spell caster that can cast a spell that truly works, I suggest you contact him. He will not disappoint you. I give you 100% guarantee that he will help you. His email bantespelltemple@gmail.com And also Reach him on WhatsApp Number: +2349063962262Thanks Dr. bante

Annalena Bienek
Annalena Bienek
Oct 23, 2020

My greatest joy now is that he actually came back to me and fell on his knees begging for forgiveness, and today we are happy. Do you have any problem with your loved one? you don't know what to do? worry no more because Dr. Okiti can provide you with a love spell to get him or her back just the way he helped me. So friends my advise is if you have such sickness or any other at all you can contact Dr Okiti for help viaemail:Okitilovespelltample@gmail. com Thanks once again Dr Okiti

Amanda
Amanda
Oct 23, 2020

HOW I GOT CURED FROM HERPES VIRUS I was diagnosed of HERPES virus and i have tried all I can to get cured but all to no avail,, until I saw a post in a health forum about a herbalist man who prepare herbal medications to cure all kinds of diseases including HERPES virus, at first I doubted if it was real but decided to give it a try, when I contacted this herbalist via his email and he prepared a HERPES herbal cure and sent it to me via UPS delivery company service, when I received this herbal medicine, he gave me step by direction on how to apply it, after applying the way I was instructed, believe me I was totally cured of this deadly disease called HERPES, all thanks to DR.UGUEL ..Email this great herbal doctor via his email druguelspellhome1@gmail .com) and druguelspellhome@yahoo.com or WhatsAPP him Via: +2347056683626 (HIS INSTAGRAM PAG DR.UGUEL) HE CAN ALSO CURE SICKNESS LIKE {1}HIV/AIDS {2}DIABETES {3}EPILEPSY {4} BLOOD CANCER {5} HPV {6} ALS {7} HEPATITIS {8}LOVE SPELL {9} SICKLE AND ANEMIA (10) CORONA VIRUS (11) LOTTERY SPELL CONTACT HIM FOR SOLUTION TO ALL YOUR PROBLEMS.

Mkhulu Mtungwa
Mkhulu Mtungwa
Oct 26, 2020

I completely trusted Dr Paul totally from the time I spoke with him during the period my husband Left me  after11 years of our marriage, He started the spell work on my husband, and gave me so much assurance and guaranteed me that he was going to bring my husband back to my feet in just 48 hours of the spell casting. I was so confident in his work and just as he said in the beginning, my husband is finally back to me again, yes he is back with all his hearts, Love, care, emotions and flowers and things are better now. I would have no hesitation to recommend this powerful spell caster to anybody who is in need of help.. E-mail; astoriashrine @ gmail com

Selina Loggins
Selina Loggins
Oct 27, 2020

PLEASE  DON’T IGNORE AND READ HOW I WAS CURED FROM HSV-1 AND HSV-2 VIRUS   Hello everybody I am here to show appreciation to Doctor Hazim the great herbal doctor that help me get rid of my HSV-1 AND HSV-2  VIRUS, which i was diagnosed with, And after so many research online looking for a cure to my illness which no medical doctor had cure, this  left  no choice than  to share my pains to a friend who had  GENITAL  HERPES and she directed me to this amazing herbal doctor with great powers who got her cured from GENITAL HERPES to 100% negative  and she assured me that Doctor Hazim will help me get  rid of my HSV-1 and HSV-2 VIRUS with the help of his herbal remedy  and so i decide to give him a try and surprising after taking his herbal remedy for 21 days i was totally cured completely to 100% negative and for 2 months now i have not experienced any symptoms  of HSV-1 and HSV-2 virus , i am so happy today to tell you all my story though it's cost me some money but I guarantee you he is one man you can contact for help and he will help you with his great powers. So if you have been looking for cure to whatever illness you are suffering from contact DOCTOR HAZIM  by reaching him through  his email address (usmandrhazim@gmail.com) or whatsApp him via his number ( +2349058026857) and you will testify about this great Doctor and i assure you him will never let you down..

Mkhulu Mtungwa
Mkhulu Mtungwa
Oct 27, 2020

I completely trusted Dr Paul totally from the time I spoke with him during the period my husband Left me  after11 years of our marriage, He started the spell work on my husband, and gave me so much assurance and guaranteed me that he was going to bring my husband back to my feet in just 48 hours of the spell casting. I was so confident in his work and just as he said in the beginning, my husband is finally back to me again, yes he is back with all his hearts, Love, care, emotions and flowers and things are better now. I would have no hesitation to recommend this powerful spell caster to anybody who is in need of help.. E-mail; astoriashrine @ gmail com

healthfirstcenter
healthfirstcenter
Oct 27, 2020

this is a very useful article thanks for sharing this information it is a very useful sitefoot diabetic specialist in delhi

healthfirstcenter
healthfirstcenter
Oct 27, 2020

this is a very useful article thanks for sharing this information it is a very useful sitefoot diabetic specialist in delhi

stella andre
stella andre
Oct 28, 2020

PLEASE READ...                     EFFECTIVE LOVE SPELL TO GET YOUR LOVE BACK AND BE HAPPY FOREVER... From the bottom of my heart, I can never thank you enough DR.BALBOSA for the wonderful work you did for me and my kids to bring back my husband. Am stella Andre from England. I was having serious relationship problems with my husband and he was no longer committed to me and our kids, when i asked him what the problem was he told me he has fell out of love for me and wanted a divorce and  i was so heart broken, i cried all day and night, it had resulted in him moving out to his friend’s apartment. Everything got worse because he started going to bars and strip clubs frequently with his friend, getting drunk and passing out. He always threatens me on the phone whenever I call him because of all the bad advice that his friend has given him. I really love him and we had been married for 8 years which gave us a beautiful daughter and a son. I had also lost a lot of money on therapists until I was introduced to DR. BALBOSA by a friend whom he helped to marry her childhood boyfriend, this gave me total confidence and strength to get him back. I did all that DR. BALBOSA asked me to do it and I also followed all instructions given to me by DR. BALBOSA to my greatest surprise after 48 hours my husband called me and rushed back home with a brown new car for me and our kids... things just changed between us emotionally, I was the happiest woman on earth that day. my husband now has a good job and stopped drinking and he stopped keeping irrelevant friends. It’s a miracle I never believed was possible because I had lost all hope until I found DR. BALBOSA...contact him today and get your love back i can assure you .... contact him on his Email on: balbosasolutionhome@gmail. com and CALL/ WHATSAPP: +2347048047728...BYE...

johnson miller
johnson miller
Oct 28, 2020

Ich bin hier, um der Welt von der Güte von Johnson Miller Zeugnis zu geben Ich hatte Herpes1 & 2 und ich suchte Hilfe für die, die Ich werde mir helfen, einen zu kennen, der mir hilft, wenn mein Freund mir von Johnson Miller erzählt und er mir seine E-Mail gab und ich ihn kontaktierte und es ihm sagte Mein Problem, sagte er mir, dass er die Kräuterheilung gegen Herpes1 & 2 i hat war so froh das zu hören und er bezog mich auch auf viele Leute das er hilft auch bei der Kräuterheilung, ich war so glücklich, dass es Heilung gibt Dieses Herpes1 & 2 habe ich in den nächsten 4 Tagen für das Produkt angefordert Kräuter war an meiner Stelle in den USA, ich nahm es gemäß seiner Anweisung Nach allem und ich ging ins Krankenhaus, um die Untersuchung und das Ergebnis zu machen war negativ und ich war sehr glücklich darüber, ich maile ihm noch einmal und danke er und ich wollten ihn bezahlen, er sagte bekannt, ich sollte mein Geld nehmen weg, sagte er mir, dass ich der Welt von ihm erzählen sollte, also bin ich jetzt Hier, um der Welt zu erzählen, wie Johnson Miller mein Leben rettet, ist er ein Mann Mit seinem eigenen Ziel kannst du mit deinem Leben und ihm an ihn glauben wird Ihnen ein gutes Ergebnis geben, er führt auch alle Arten von Krankheiten wie Geldzauber Gesundheitsanteil Zauber Förderung im Geschäft Anziehungszauber Hexe nach Hause Ex zurück Zauber Spiritueller Heilerzauber Liebeszauber Lotteriezauber Schwangerschaftszauber Werbezauber Voodoo Heirate Zauber Seelenverwandter Zauber Schutzzauber HIV / AIDS Schwanger werden Heilen Sie jede Art von Körperkrankheiten ETC Kontaktieren Sie ihn per E-Mail Adresse: johnsonmillerspellcaster11@gmail.com oder Sie kontaktieren ihn auch unter WhatsApp +2347054656351

stella andre
stella andre
Oct 30, 2020

PLEASE READ... EFFECTIVE LOVE SPELL TO GET YOUR LOVE BACK AND BE HAPPY FOREVER... I want everyone to know how grateful I’m after the restoration of my marriage with the help of a great spell caster called Dr.BALBOSA. He is great and unique, i got his contact here online from testimonies i read about..i told him my problems and he cast a love spell that brought my husband back to me after he has cheated and wanted a divorce, to my greatest surprise my husband came begging me and our kids and he even bought a brown new car for me, i was so emotional and speechless. this is the best thing that ever happened to me and now we are living very happily . Dr.Balbosa is there to respond to your relationship problems. reach him on Email: balbosasolutionhome@gmail.com or mobile number you can also add him on WhatsApp +2347048047728...bye

Eve Clayton
Eve Clayton
Oct 30, 2020

LOVE SPELLS THAT WORKS, I completely trusted Dr Ovia totally from the time I spoke with him during the period my husband Left me after Five years of our marriage, He started the spell work on my husband, and gave me so much assurance and guaranteed me that he was going to bring my husband back to my feet in just 11 hours of the spell casting. I was so confident in his work and just as he said in the beginning, my husband is finally back to me again, yes he is back with all his hearts, Love, care, emotions and flowers and things are better now. I would have no hesitation to recommend this powerful spell caster to anybody who is in need of help.. Email: droviaspellhome@gmail.com Or WhatsApp him on +2349062286491

stella andre
stella andre
Oct 31, 2020

PLEASE READ... EFFECTIVE LOVE SPELL TO GET YOUR LOVE BACK AND BE HAPPY FOREVER... I want everyone to know how grateful I’m after the restoration of my marriage with the help of a great spell caster called Dr.BALBOSA. He is great and unique, i got his contact here online from testimonies i read about..i told him my problems and he cast a love spell that brought my husband back to me after he has cheated and wanted a divorce, to my greatest surprise my husband came begging me and our kids and he even bought a brown new car for me, i was so emotional and speechless. this is the best thing that ever happened to me and now we are living very happily . Dr.Balbosa is there to respond to your relationship problems. reach him on Email: balbosasolutionhome@gmail.com or mobile number you can also add him on WhatsApp +2347048047728...bye

stella andre
stella andre
Oct 31, 2020

PLEASE READ... EFFECTIVE LOVE SPELL TO GET YOUR LOVE BACK AND BE HAPPY FOREVER... I want everyone to know how grateful I’m after the restoration of my marriage with the help of a great spell caster called Dr.BALBOSA. He is great and unique, i got his contact here online from testimonies i read about..i told him my problems and he cast a love spell that brought my husband back to me after he has cheated and wanted a divorce, to my greatest surprise my husband came begging me and our kids and he even bought a brown new car for me, i was so emotional and speechless. this is the best thing that ever happened to me and now we are living very happily . Dr.Balbosa is there to respond to your relationship problems. reach him on Email: balbosasolutionhome@gmail.com or mobile number you can also add him on WhatsApp +2347048047728...bye

ann lopez
ann lopez
Nov 1, 2020

My husband came to me and apologized for the wrongs he did and promised never to do it again. Ever since then, everything has returned back to normal. Thank you Dr OGEDEGBE for saving my broken Marriage. Dr OGEDEGBE is the best online spell caster that is powerful and genuine, you can as well contact him for the following services, Death Spell, Lottery Spell, Promotion Spell, Goodluck Spell, Pregnancy Spell. etc Email him now today. Email him: dr.ogedegbe6@gmail.com or whatsapp him via +2348109374702........

Sharon Wayne
Sharon Wayne
Nov 2, 2020

I want to thank Dr Emu a very powerful spell caster who help me to bring my husband back to me, few month ago i have a serious problem with my husband, to the extend that he left the house, and he started dating another woman and he stayed with the woman, i tried all i can to bring him back, but all my effort was useless until the day my friend came to my house and i told her every thing that had happened between me and my husband, then she told me of a powerful spell caster who help her when she was in the same problem I then contact Dr Emu and told him every thing and he told me not to worry my self again that my husband will come back to me after he has cast a spell on him, i thought it was a joke, after he had finish casting the spell, he told me that he had just finish casting the spell, to my greatest surprise within 48 hours, my husband really came back begging me to forgive him, if you need his help you can contact him with via email: Emutemple@gmail. com or add him up on his whatsapp +2347012841542 is willing to help any body that need his help.

Judith
Judith
Nov 4, 2020

my husband divorce me when I was six months pregnant with my second child. We had been arguing and quarreling nonstop since the day our first child was conceived, no love nor trust from him anymore so he divorced me. And all these whiles, I have been trying all different means to get him back, I also tried some different spell casters here in the United States, but none of them could bring my husband back to me. It was only DR. UGUEL sid who guaranteed me an urgent 48 hours spell casting, and he assure me that my husband will be with me again. I am writing to offer my thanks and deep gratitude to you for keeping your promises, and for using your gifted and great powers to bring him back home. I was thrilled to know that you are specialized in reuniting Lovers. Thank you Sir, for helping me through the worst times of my life, for being such a great spell caster, and for giving me a love spell that has brought me so much joy in my marriage. My husband is back and promise never to leave me again. If you doubt his ability, trust me. You should take a chance. It pays off in ways you could never even imagine. If you are there right now and you need a powerful and urgent love spell to bring back your happiness back. His e-mail: druguelspellhome1@gmail.com and his WhatsApp number: +2347056683626

OLIVIA BOLTON
OLIVIA BOLTON
Nov 9, 2020

This testimony is worth sharing to the world. I am here to tell the world of the good works of  Dr BALBOSA. My name is Olivia Bolton am from the UK.. My man left me and my kids for another older woman. It was not so easy for me.. I love my husband so much and I did not lose hope and I kept praying and God finally answered my prayers...i searched online for a spell caster to help me unite me and my lover back forever and i saw so many testimonies of  how DR BALBOSA has helped so many people online and i decided to give him a trial … I contacted him and explained to him. He told me not to worry that he will bring back my man within 24 hours. He consulted his powers and assured me not to worry . He did his work and cast the spell and to my greatest surprise, my husband came back the same day begging and crying  just as  Dr BALBOSA said. He begged me for forgiveness and he promised never to leave me for any reason. We are happy and we live together as one. Contact Dr BALBOSA now on: balbosasolutionhome@gmail.com and you can also contact him on WHATSAPP +2347048047728... don't lose hope have a lovely day

OLIVIA BOLTON
OLIVIA BOLTON
Nov 10, 2020

This testimony is worth sharing to the world. I am here to tell the world of the good works of  Dr BALBOSA. My name is Olivia Bolton am from the UK.. My man left me and my kids for another older woman. It was not so easy for me.. I love my husband so much and I did not lose hope and I kept praying and God finally answered my prayers...i searched online for a spell caster to help me unite me and my lover back forever and i saw so many testimonies of  how DR BALBOSA has helped so many people online and i decided to give him a trial … I contacted him and explained to him. He told me not to worry that he will bring back my man within 24 hours. He consulted his powers and assured me not to worry . He did his work and cast the spell and to my greatest surprise, my husband came back the same day begging and crying  just as  Dr BALBOSA said. He begged me for forgiveness and he promised never to leave me for any reason. We are happy and we live together as one. Contact Dr BALBOSA now on: balbosasolutionhome@gmail.com and you can also contact him on WHATSAPP +2347048047728... don't lose hope have a lovely day

Sheila Donnell
Sheila Donnell
Nov 15, 2020

My purpose out here today is to share this article to the world about how Doctor Odunga helped me in getting back my EX-boyfriend that broke up with me 4 months ago. I tried all i can to make him see reasons with me so that we can continue our relationship but he denied me. Thank God for giving me the thought of going into the internet for help, i searched properly and i saw different reviews of Doctor Odunga and i insisted in giving it a try by contacting him via what's app on (+2348167159012). He gave me reason to live again and he prepared a spell and told me that my Ex-boyfriend will come back to me within 28 hours. Can you believe it, my EX-boyfriend came back to me and our wedding will hold Soon. Contact him now!!! if you need any help. Email: odungaspelltemple@gmail.com and he does a lot of spells. Once again i want to say am very grateful for your help

Sheila Donnell
Sheila Donnell
Nov 15, 2020

My purpose out here today is to share this article to the world about how Doctor Odunga helped me in getting back my EX-boyfriend that broke up with me 4 months ago. I tried all i can to make him see reasons with me so that we can continue our relationship but he denied me. Thank God for giving me the thought of going into the internet for help, i searched properly and i saw different reviews of Doctor Odunga and i insisted in giving it a try by contacting him via what's app on (+2348167159012). He gave me reason to live again and he prepared a spell and told me that my Ex-boyfriend will come back to me within 28 hours. Can you believe it, my EX-boyfriend came back to me and our wedding will hold Soon. Contact him now!!! if you need any help. Email: odungaspelltemple@gmail.com and he does a lot of spells. Once again i want to say am very grateful for your help

OLIVIA BOLTON
OLIVIA BOLTON
Nov 16, 2020

This testimony is worth sharing to the world. I am here to tell the world of the good works of  Dr BALBOSA. My name is Olivia Bolton am from the UK.. My man left me and my kids for another older woman. It was not so easy for me.. I love my husband so much and I did not lose hope and I kept praying and God finally answered my prayers...i searched online for a spell caster to help me unite me and my lover back forever and i saw so many testimonies of  how DR BALBOSA has helped so many people online and i decided to give him a trial … I contacted him and explained to him. He told me not to worry that he will bring back my man within 24 hours. He consulted his powers and assured me not to worry . He did his work and cast the spell and to my greatest surprise, my husband came back the same day begging and crying  just as  Dr BALBOSA said. He begged me for forgiveness and he promised never to leave me for any reason. We are happy and we live together as one. Contact Dr BALBOSA now on: balbosasolutionhome@gmail.com and you can also contact him on WHATSAPP +2347048047728... don't lose hope have a lovely day

OLIVIA BOLTON
OLIVIA BOLTON
Nov 16, 2020

This testimony is worth sharing to the world. I am here to tell the world of the good works of  Dr BALBOSA. My name is Olivia Bolton am from the UK.. My man left me and my kids for another older woman. It was not so easy for me.. I love my husband so much and I did not lose hope and I kept praying and God finally answered my prayers...i searched online for a spell caster to help me unite me and my lover back forever and i saw so many testimonies of  how DR BALBOSA has helped so many people online and i decided to give him a trial … I contacted him and explained to him. He told me not to worry that he will bring back my man within 24 hours. He consulted his powers and assured me not to worry . He did his work and cast the spell and to my greatest surprise, my husband came back the same day begging and crying  just as  Dr BALBOSA said. He begged me for forgiveness and he promised never to leave me for any reason. We are happy and we live together as one. Contact Dr BALBOSA now on: balbosasolutionhome@gmail.com and you can also contact him on WHATSAPP +2347048047728... don't lose hope have a lovely day

Jessica joy
Jessica joy
Nov 22, 2020

This is a testimony that I will tell everyone to hear. i have been married four 4 years and on the fifth year of my marriage, another woman had a spell to take my lover away from me and my husband left me and the kids and we have suffered for 2 years until i meant a post where this man Dr, Landy have helped someone and i decided to give him a try to help me bring my love Husband home and believe me i just send my picture to him and that of my husband and after 48 hours as he have told me, i saw a car drove into the house and behold it was my husband and he have come to me and the kids and that is why i am happy to make every one of you in similar to met with this man and have your lover back to your self His email: landylovespell@gmail.com or landylovespell@yahoo.com you can also contact him or whatspp him on this +2347053160384 thank so much

Jessica joy
Jessica joy
Nov 22, 2020

This is a testimony that I will tell everyone to hear. i have been married four 4 years and on the fifth year of my marriage, another woman had a spell to take my lover away from me and my husband left me and the kids and we have suffered for 2 years until i meant a post where this man Dr, Landy have helped someone and i decided to give him a try to help me bring my love Husband home and believe me i just send my picture to him and that of my husband and after 48 hours as he have told me, i saw a car drove into the house and behold it was my husband and he have come to me and the kids and that is why i am happy to make every one of you in similar to met with this man and have your lover back to your self His email: landylovespell@gmail.com or landylovespell@yahoo.com you can also contact him or whatspp him on this +2347053160384 thank so much

Leores J Miguel
Leores J Miguel
Nov 23, 2020

TESTIMONY ON HOW I GOT MY LOAN FROM A GENUINE FINANCE COMPANY LAST WEEK. Email for immediate response: drbenjaminfinance@gmail.com I am Mrs,Leores J Miguel by name, I live in United State Of America, who have been a scam victim to so many fake lenders online between November last year till July this year but i thank my creator so much that he has finally smiled on me by directing me to this new lender who put a smile on my face this year 2020 and he did not scam me and also by not deceiving or lying to me and my friends but however this lending firm is BENJAMIN LOAN INVESTMENTS FINANCE (drbenjaminfinance@gmail.com) gave me 2% loan which amount is $900,000.00 united states dollars after my agreement to their company terms and conditions and one significant thing i love about this loan company is that they are fast and unique. {Dr.Benjamin Scarlet Owen} can also help you with a legit loan offer. He Has also helped some other colleagues of mine. If you need a genuine loan without cost/stress he his the right loan lender to wipe away your financial problems and crisis today. BENJAMIN LOAN INVESTMENTS FINANCE holds all of the information about how to obtain money quickly and painlessly via Call/Text: +1(415)630-7138 Email: drbenjaminfinance@gmail.com When it comes to financial crisis and loan then BENJAMIN LOAN INVESTMENTS FINANCE is the place to go please just tell him I Mrs. Leores Miguel direct you Good Luck....

jonson miller
jonson miller
Nov 25, 2020

MEIN NAME IST EMILIO DONALD Ich möchte dieses Medium nutzen, um der Welt von Doktor Johnson Miller zu erzählen, der geholfen hat Ich habe meinen Geliebten mit seinem mächtigen Zauber zurückbekommen, mein Ex und ich wo Ich hatte Missverständnisse, die zu unserer Trennung führten, obwohl ich sie anflehen wollte mehrmals, um mir bitte zu vergeben und mich wieder anzunehmen, weil ich weiß, dass ich beleidigte sie, aber jedes Mal, wenn ich ging, fühlte ich mich immer tiefer in Schmerzen und Qual, weil sie immer auf mich losgeht und nicht zuhören möchte Was ich zu erzählen habe, aber an meinem treuen Tag, als ich stöberte, kam ich auf Zeugnis einer Frau, deren Problem mehr war als meins und doch Doktor Johnson Miller half ihr mit seinem Zauber, also war ich glücklich und kontaktierte auch Doktor Johnson Miller um Hilfe per E-Mail und erzählte ihm dann meine Geschichte, aber das einzige, was er sagte war, dass ich dich mit meinem Zauber abwischen werde, so glücklich für mich alles Ich will es gut, so wie er es versprochen hat und jetzt habe ich meinen Verlobten zurück und wir leben beide glücklich. Es gibt nichts, womit Doktor Johnson Miller nichts anfangen kann ist Zauber und genauso wie ich es mir selbst verspreche, werde ich weiterhin im Internet aussagen Wie Doktor Johnson Miller mir geholfen hat. Sind Ihre Probleme größer als meine oder weniger? Ich gebe Ihnen 100% Garantie, dass Doktor Johnson Miller dem ein Ende setzen wird Wenden Sie sich an Doctor Johnson Miller, um Hilfe zu erhalten. Senden Sie eine E-Mail an Johnson Millerspellcaster11 @ gmail.com. Sie können ihn auch über WhatsApp +2347054656351 kontaktieren 1. ERHALTEN SIE IHREN EX-LIEBHABER ZURÜCK. 2. GEWINNENDE LOTTERIEN. 3. KINDERLAGER. 4. BRECHEN DES GENERATIONSKURSES. 5. JOB ERHALTEN. 6. JOB PROMOTION. 7. GELDZAUBER. 8. SPIRITUELLER SCHUTZ. 9. KRÄUTERPFLEGE. 10. SCHÖNHEITSZAUBER. 11. RACHEZAUBER. 12 WICCAN-ZAUBER. 13KRAFTVOLLE AMULETTE ZAUBER. 14 HEILZAUBER. 15 Wunderzauber. ETC

John Kelvin
John Kelvin
Nov 26, 2020

I’m very excited to inform everyone that I’m completely cured from HSV1&2 recently.I have used Coconut oil, Acyclovir, Valacyclovir, Famciclovir, and some other products and it’s really help during my outbreaks but I totally got cured from HSV1&2 with a strong and active herbal medicine ordered from a powerful herbalist called Dr Iyoha and it completely fought the virus away my nervous system and I tested negative after 14 days of using the herbal medicine. I’m here to let everyone know that herpes virus has a complete cure, I got rid of mine with the help of Dr Iyoha and his herbal exploit. Contact him via email: driyohasolutiontemple@yahoo.com or Call him at +1(407) 337 9869 . He have the herb to cure difference cure for any sickness (1) HERPES, (2) DIABETES, (3) HIV&AIDS, (4) URINARY TRACT INFECTION, (5) HEPATITIS B, (6) IMPOTENCE, (7) BARENESS/INFERTILITY (8) DIARRHEA (9) ASTHMA... once again email him via driyohasolutiontemple@yahoo.com

Anusha Todurkar
Anusha Todurkar
Nov 26, 2020

I want to testify of this great death spell caster. This great man helped me cast a death spell on my wicked step father and just within 24hours the wicked man had a motor crash and died. All thanks to this great death spell caster called dr oselumen. You too can contact him now for an urgent death spell cast on anyone via Email droselumen@gmail.com call or add him on whatsapp +2348054265852. contact dr oselumen today for any spell , court case spell , love spell , money spell , deliverance spell , healing spell,spell to remove black magic out of your life , family and marriage problem.

Jennifer
Jennifer
Nov 27, 2020

Hello to the world, I'm Jennifer Budgie from the UK After being in relationship with my husband for years, he broke up with me. I did everything within my reach to bring him back but all was in vain, I wanted him back so badly because of the love I had for him, I begged him with everything, I made promises but he refused.I explained my problem to my friend and she suggested that I should rather contact a spellcaster OKORO that could help me cast a spell to bring him back in 12 or 24hrs,I had no choice than to try it,i email the spellcaster,Dr OKORO and he assured me there was no problem without solution and that everything will be okay before 2days. He cast the spell and surprisingly on the second day, my husband called me,I was so surprised,I answered the call and all he said was that he was so sorry for everything that had happened He wanted me to return to him,He also said he loved me so much,I was so happy and he comes back to me that was how we started living together happily again,I'm so much happy I found help in Dr OKORO.The spellcaster email is okorohomeofrefuge@gmail.com contact him for help, You can email him if you need his assistance in your relationship or any other Case. Or WhatApp him on+2348132682070. 1) Love Spell 2) Lost Love Spell 3) Divorce Spell 4) Marriage Spell 5) Binding/Pregnancy Spell. 6) Breakup Spell & Sickness or Diseases of any kind,spell 7) Banish a past Lover 8.) You want to be promoted in your office/ Lottery spell 9) want to satisfy your lover & Money spell,...Contact this Great Man, if you are having any problem for a lasting solution through "okorohomeofrefuge@gmail.com"...This Great Man is doing a very wonderful job(helping people's restored Marriages/Relationships all over the world.

John Kelvin
John Kelvin
Nov 28, 2020

I’m very excited to inform everyone that I’m completely cured from HSV1&2 recently.I have used Coconut oil, Acyclovir, Valacyclovir, Famciclovir, and some other products and it’s really help during my outbreaks but I totally got cured from HSV1&2 with a strong and active herbal medicine ordered from a powerful herbalist called Dr Iyoha and it completely fought the virus away my nervous system and I tested negative after 14 days of using the herbal medicine. I’m here to let everyone know that herpes virus has a complete cure, I got rid of mine with the help of Dr Iyoha and his herbal exploit. Contact him via email: driyohasolutiontemple@yahoo.com or Call him at +1(407) 337 9869 . He have the herb to cure difference cure for any sickness (1) HERPES, (2) DIABETES, (3) HIV&AIDS, (4) URINARY TRACT INFECTION, (5) HEPATITIS B, (6) IMPOTENCE, (7) BARENESS/INFERTILITY (8) DIARRHEA (9) ASTHMA... once again email him via driyohasolutiontemple@yahoo.com

Michael Patricia
Michael Patricia
Nov 28, 2020

How i was able to have my ex back with me again Hello everyone i want to testify of the great and powerful spell caster named Dr IYAYA who brought back my ex who left me and got engaged to another girl,We where happy together when all of a sudden he just change he used to call me every morning and and night before going to bed but all that stopped when i call him he yell at me and told me he didn't want to have anything to do with me anymore i was so sad and confused i didn't know what to do then i went online to search on how to get back my ex then i found an article where someone was talking about how the great and powerful Dr IYAYA helped her and she left his email address i took it and contacted him i told him my problem he only smiled and told me to relax everything will be OK i did everything he asked me to do and he assured me that after 24hrs he will be back,To my greatest surprise the next morning it was my boyfriend he came back knelling and begging for me to accept him back now we are so happy together he can also help you contact him Here: Doctoriyaya@gmail.com you can also reach Dr IYAYA throungh WhatsApp Number: +2347032756397 If you wish to know more about Dr IYAYA visit he website you may found your solution there www.https://dr-iyaya-herbal-remedy.webnode.com

Febe Anouk
Febe Anouk
Nov 29, 2020

Breakup is painful, sometimes we pretend to be fine but we are not, fighting to get the one we love back is also fighting to get back our joy and happiness. After my boyfriend of one year broke up with me, I could barely speak without crying. I felt blindsided and didn't know what to do. I didn't know if I could get him back and the anxiety was unbearable. I scoured the internet and after reading countless articles and websites about spells, I came across Lord Zakuza number + 1 (740) 573-9483. I wanted our relationship back and Lord Zakuza guaranteed me that my boyfriend will come back to me. So, I followed the instructions & plans that Lord Zakuza laid out for me and within 48 hours, we were back together and so in love! I know that it doesn't always happen that quickly, but Lord Zakuza said he's spells are effective and it did! I'm so grateful and I can boldly say that if you have been broken up with and you want to get that person back, Get in touch with him for Lord Zakuza is a GOD on Earth and he also specialises on spells to get pregnant for your partner, to get cured from any sickness or diseases, to win a lottery E.T.C. I'll never forget how he helped me. Email him now via: lordzakuza7@gmail.com

Leave Comment