PSC-inspection-and-deficienciesEven if I have to say it one hundred times, I would say it.

Port state control inspections are the lifeblood of the maritime trade.

It isn’t that the responsibility of the ship safety lies with the port state control.

The responsibility of the ship safety primarily lies with the ship staff, ship owners/managers, and flag states.

But what if the people primarily responsible for the ship safety fail to do their job well.

In fact, in the ideal world, there should not be any port state control. But that is only if we lived in the ideal world.

And in 1976, with the grounding of Amoco Cadiz, it proved that we do not live in ideal world.

Amoco-Cadiz-sinkingThis is what happened to the tanker Amoco Cadiz.

Amoco-CadizIn a way, this incident led to having port state inspections of the foreign ships in the national ports.

The idea of having Port state control has traveled a long way since then.

In this post, I will discuss port state control inspections from seafarers point of view.

What is port state control

If you have been to sea for even for a couple of years, you would most likely know about port state control.

After all these inspections can easily eat up our shore leave, don’t they.

But the things is why are they doing these inspections.

Take for example this ship.

  • Ship’s Flag is Singapore
  • Ship’s Owner is based in the USA
  • Ship’s Charterers are from Japan
  • Ship’s Crew is from India and Philippines

Why would a port in Europe (say Rotterdam) want to inspect this ship when it arrives in that port? What do they get out of it?

Even though the ports may financially be covered for any ship related incidents but that would not be a reason enough to not prevent the accidents.

For example, you won’t accept someone to pay you after destroying your home furniture. You will be more interested in stopping someone to destroy your things.

So no country would want to welcome a sub-standard ship in their territory because of threat that these ships may possess.

But do the port state control have the legal powers to inspect a foreign ship. Yes, they do.

Various IMO conventions like SOLAS, Marpol, STCW defines the role of port state control in ensuring the implementation of these conventions.

Port State Control MoU

Before we discuss MOUs from the port state control point of view, let us understand what an MOU actually means.

As per google,

memorandum of understanding (MOU or MoU) is a formal agreement between two or more parties. Companies and organizations can use MOUs to establish official partnerships. MOUs are not legally binding but they carry a degree of seriousness and mutual respect, stronger than a gentlemen’s agreement.

Memorandum of understandingIn simple words, an MOU is a formal agreement between two or more parties which brings mutual benefits for them.

With respect to port state controls, the meaning is no different.

The countries in an area (for example Europe) come together to work as a team for inspecting the ships calling their ports.

Port state control MOU, in other words, is the harmonized system for the different port state controls.

As per the MOU between different port states,

Port state control MOUs offered many benefits, to the port states as well as to the ships and shipping companies.

Among many other things, it offers cost saving.

How?

Let us take the example of Paris MOU which was the first MOU of the port state controls.

Paris-MOU-historyAt this date, there are 27 countries that are the member of Paris MOU.

Belgium and Netherland are both the member countries of the Paris MOU.

A ship calls port of Antwerp (Belgium) and goes through the port state control inspection there. The inspection results were satisfactory.

Next, the ship is calling Rotterdam (Netherland). Having a common database under the Paris MOU means that PSC in Rotterdam would know that this ship has already been inspected.

This would not only save some costs in unnecessary inspection at Rotterdam but also save unnecessary burden on the ship staff.

A country can join any MoU that suits it. The MoU will accept the request from the country if the procedures of the PSC in that country are in line with the MoU procedures.

But it is most benefitting for the country to join their regional MoU because of common interest in the region.

For example, let us say a country in a far east joins the Paris MoU. A ship inspected in this country will not be inspected for the use of low sulphur fuel as per Annex VI special area.

When this ship arrives in Europe, ideally there should not any need to inspect this ship again as she has been inspected in a port under same MoU.

But the port in Europe would still want to inspect the ship for the marpol Annex VI compliance.

In fact, this is one of the few reasons as to Why we have regional MoUs and not one combine under IMO?

The port state control MOUs are established as per the region to have regional co-operation between different PSCs.

At present, there are nine PSC MOUs. PSC-MOUs-of-the-worldTargeting the ships

One thing that we all understand is that we are all short of resources. And port state controls are no different.

No port state control can inspect all the ships calling their ports.

Having regional corporation between PSCs through MOU reduces some burden and need to inspect all the ships.

So if a ship has been recently inspected at a country that is part of the MOU, there would be no need to inspect that ship again.

But still, the number of ships that need to be inspected is no less considering in some ports there are hundreds of ships calling each day.

Consider this for a port.

Number of ships called in on a particular day = 30

Number of ships that have not been inspected by any MOU country = 23

Number of PSC inspectors available = 12

Number of ships that can be inspected on that day = 12

So out of 23 ships that need to be inspected, only 12 can be inspected on that day.

But which 12 ships from these 23 ships should the PSC inspect?

That is where calculating the ship’s risk profile helps.

Each ship is assigned a risk profile factor based upon the

  • type of ship
  • age of the ship
  • Flag of the ship
  • Classification society of the ship
  • Performance of the Ship’s ISM company
  • History of the ship

Ship-risk-calculator-PSC

So in the example we discussed, out of 23 ships, 12 ships with higher risk profiles will be inspected.

Not only the ship’s performance acts as a factor for ship risk profile but it also takes into account the performance of the company.

company-performance-PSC-inspections

Type of PSC inspections

When a PSC inspector boards the vessel, he would conduct one of the four types of PSC inspections.

These inspection types are

  • Initial Inspection
  • More detailed inspection
  • expanded inspection
  • Concentrated inspection campaign

type-of-PSC-inspections

Initial Inspection

An initial inspection is a general inspection of certificates and a round on deck, engine room, galley and other common areas.

Expanded inspection

Expanded inspection is the initial inspection with a wider scope.

It is generally carried out on ships that fall under higher risk category compared to other ships.

For example, for Paris MOU, the expanded inspection is done for ships

  • Oil tankers over 15 years old and over 3,000GT
  • Gas and chemical tankers over ten years old
  • Bulk Carriers over 12 years old
  • Passenger ships over 15 years old

Expanded-Inspection-Criteria-(Paris-MoU)As expanded inspections would require more time compared to the initial inspections, Paris MOU requires the ships to report to the PSC before arrival if their ship falls under high-risk category.

More detailed inspection

During an initial inspection or expanded inspection of the ship, the PSC inspector may have certain findings (Clear grounds) that point out to the non-compliance with certain regulations.

In this case, the PSC inspector would change the scope of the inspection to more detailed inspection.

Few examples of clear ground could be

  • A missing mandatory certificate
  • Oil record book entries that do not add up and points towards a possible Marpol violation. PSC inspector will focus on checking Marpol elements during the more detailed inspection.
  • Crew members not aware of their duties during fire emergencies and abandon ship. In this case, PSC inspector would concentrate more on emergency preparedness of the ship during a more detailed inspection.
  • Multiple violations of the rest hours. In this case, PSC inspector would focus on MLC related elements during the more detailed inspection.

Concentrated inspection campaign

Port state control MoUs runs campaigns to concentrate their inspection on any one area of ship operation.

These areas are chosen in the MoU meetings.

For example, Paris MoU and Tokyo MoU have started concentrated inspection campaign on navigation safety which will be carried out from September 2017 to November 2017.

During this campaign period, PSC inspector during usual ship inspections will check certain areas related to the campaign.

The information on areas to be checked are developed as a questionnaire. PSC inspector follows this questionnaire and he will answer each question based on the findings of the ship.

Here is the questionnaire for the navigation concentrated inspection campaign by Paris MoU.

paris-MoU-CIC-navigation-questionnaire

At the end of the campaign, port state control MoU posts the detailed findings of the campaign.

CIC-PSC-inspection-results

 

At the beginning of the inspection, PSC inspector will let the master know about the type of inspection he would be conducting.

type-of-PSC-inspections

Even during an initial inspection, if the PSC inspector has the reasons for more detailed inspection, he will let the master know that the scope of inspection has now changed and now the inspection is “More detailed inspection”.

PSC inspection results

Irrespective of the type of PSC inspection carried out on board, either it will result in no deficiencies or some deficiencies.

If there are no deficiencies, we just file the PSC inspection report and inform the company about the PSC inspection.

If there are deficiencies, these deficiencies can fall under one of these three categories.

  • Detainable deficiency
  • Deficiency that needs to be corrected before departure
  • Deficiency that needs to be corrected within a time range

Detainable deficiency

If the ship is detained because of one or more observed deficiencies, the PSC inspector will provide a “notice of detention” to the master.

Notice-of-detention-to-master

In this case, the Master of the ship cannot move the ship from the berth without the permission of port state control.

Once the detainable deficiencies are rectified, the master needs to contact the port state control officer for verification of the corrective actions.

The port state control officer will board the vessel and conduct the verification of the corrective action taken and rectification of deficiencies.

When satisfied, the PSC will issue the “notification of release” of the ship.

notification-of-release-PSC-detention

Master of the ship must ensure that a copy of the notice of release of the ship is on board before the vessel leaves the port.

Deficiency that needs to be corrected before departure

There can be a deficiency that PSC wants the ship to correct before departure. The action code for such deficiency is “Code 17″.

Upon receiving such deficiency, the master of the ship must clarify with the PSC inspector if re-verification this port will be required to close this deficiency.

For most of the port state controls, the statement of the master that the deficiency has been rectified is enough.

For example, PSCs under Paris MoU does not require the PSC inspector to verify the rectification of such deficiency.

Even then, it is a good practice to send an email to the Port state control informing them of the fact that the identified deficiency has been rectified.

A copy of this email can be attached to the PSC report.

Deficiency that needs to be corrected within a time range

Apart from detainable deficiency and Code 17 deficiencies, PSC inspector may give deficiencies with action code such as

  • To be corrected at next port (Code 15)
  • To be rectified within 14 days (Code 16)

In this case, if the next port is in same MoU, a request of re-inspection must be sent by the master to the port state control intimating that deficiency has been rectified.

If it is in different MoU, then an email should be sent to the PSC confirming that the deficiency has been rectified.

Again, for code 16 deficiencies too, the master must send an email to the PSC within 14 days confirming that deficiency has been rectified.

Conclusion

The whole idea of the port state control is to give no operating space to the sub-standard ships.

The only way to eradicate the sub-standard ships is to inspect the ships. But no port state can have so many resources to inspect each ship that call their ports.

Having regional cooperation between different port states (PSC MoUs) eliminated the need for inspecting each ship.

Port state controls under the same MoU shared the ship inspections results with a common database.

Assigning a risk factor to each ship set the priority for inspection of a ship. With this, the ships with higher risk profile were given a priority for inspection over the ships with lower risk profile.

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Capt Rajeev Jassal

About Capt Rajeev Jassal

Capt. Rajeev Jassal has sailed for over 19 years mainly on crude oil, product and chemical tankers. He holds MBA in shipping & Logistics degree from London. He has done extensive research on quantitatively measuring Safety culture onboard and safety climate ashore which he believes is the most important element for safer shipping.

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106 Comments

Farhan Maktabay
Farhan Maktabay
Nov 5, 2017

Capt Rajeev, you are doing an awesome job for the seafarers by explaining everything simply and precisely........ Kudos to you for all your articles

Rajeev Jassal
Rajeev Jassal
Nov 17, 2017

Thanks Farhan...

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sanjib nayak
sanjib nayak
Nov 24, 2017

thanks for explaining the topic in a easy way.

Rajeev Jassal
Rajeev Jassal
Nov 24, 2017

Thanks Sanjib...

Peet
Peet
Dec 24, 2017

Thank you very much sir. This information is very easy to understanding and useful for me.

Rajeev Jassal
Rajeev Jassal
Apr 29, 2018

Glad you found it useful Peet...

Satyajit Dilip
Satyajit Dilip
Dec 27, 2017

Excellent Article, here are some further points to your article. Inspection rate for High Risk vessels is atleast 6months, Standard risk vessels is atleast 12 months and low risk vessels is atleast 36M, correct me if I am worng.

Rajeev Jassal
Rajeev Jassal
Apr 29, 2018

You are absolutely correct...

Rajiv Ranjan
Rajiv Ranjan
Dec 31, 2017

superb explanation sir. Thanks alot

Rajeev Jassal
Rajeev Jassal
Apr 29, 2018

Thanks, Rajiv...

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Feb 25, 2018

...for many seamen, hearing about the forthcoming visit of ship of PSC inspection, restores to a state of horror, but reason is covered only in, that crews not always execute elementary rules, that in the end result in the delay of ship in port . For you turned out laconically enough to give this theme and I think many yet you поблагодарят for it. In the internet today great number of publications, but they a bit difficult on perception, reason - these articles are written with simply the workers of offices that unfortunately does not see a practical side on this question, and only locked on existent documents ...Thanks a BRGDS !!! https://tigor7.wixsite.com/rt-flex-course

Ajay Kumar Singh
Ajay Kumar Singh
Mar 16, 2018

Hello sir, This information was really helpful... Can you guide us on the actions to be taken by the master in case he doesn't agree to the deficiency given by psc

Vishal
Vishal
May 2, 2018

Sir the explanation was so good, may God help you in your future venture's.

Omar
Omar
Jul 15, 2018

Thank you Sir, for the excellent explaination on PSC. Sir, two questions. 1) What mechanism do C/E and Master have to ask PSC to convert Code 30 into Code 17 ? 2) How does the PSC decide to give Code 17 or Code 30 ? Many thanks Sir.

M.A.SIDDIQUI
M.A.SIDDIQUI
Jul 27, 2018

Which convention cover for PSC inspection?

Arun
Arun
Dec 13, 2018

If the Master doesn't agree with PSC officer regarding the deficiencies given, to whom the Master can approach for further clarifications ? Please reply . Thank you sir.

Lovika Shashtri
Lovika Shashtri
Apr 23, 2019

Talking and writing of standards in PSC is a myth. Go to Russia or Africa or south america and you can see dollars shining in their eyes.

Sasikiran
Sasikiran
May 11, 2019

Good day sir, Very useful article . Sasikiran pullabhotla

Vishal Vichare
Vishal Vichare
Aug 22, 2019

Sir your explanation is really top class and the details of the following topics are so precise and easy to understand that it leaves no more doubt in mind and even if there are any it is been resolved asking further questions .......really thankful to you sir & pls do keep sharing your valuable knowledge & experience

Dipu Ramesh
Dipu Ramesh
Nov 13, 2019

Can you please give guidance on US PSC, how they work. Relation ship of USCG with other MOUs. How they can part with other MOUs as USCG is not part of any MOU. And most importantly how can US give QUALShip cert for other flag ships and MOUs trying to co-operate with USCG new rules And ideas, Why?????

harsh
harsh
Feb 26, 2020

Nice share thanks for the details...

Gaurav Kumar
Gaurav Kumar
Apr 23, 2020

PSC inspection report retained onboard for how many years??

Amar anand
Amar anand
Jul 6, 2020

Nice Blog Sir ....God Bless You

Karthick
Karthick
Aug 15, 2020

How Code 17 is differentiated from Code 30..??

Devraj (Coff-LPG)
Devraj (Coff-LPG)
Sep 23, 2020

Wow Sir. Great explanation. Really veryy helpful???? Wish you shall open your own maritime college. You explain and teach so welll.. Thanks again and keep posting when ever you get free time. Its very much useful info for us :)

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Jan 18, 2021

Nice share ! Thanks for the post in Inspections

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I saw some testimonies about this herbal specialist called @drmosesbuba and decided to email him so I gave his herbal product a try. i emailed him and he get back to me and we discussed, he gave me some comforting words and encouraged me also and then gave me his herbs and cream for Penis Enlargement Within 1 week of it, i began to feel the enlargement of my penis, " and now it just 2 weeks of using his products my penis is about 10 inches longer and am so happy today. Contact @drmosesbuba for any problem via WhatsApp +2349060529305 or email buba.herbalmiraclemedicine@gmail.com Thanks doctor Moses

Carls Camejo
Carls Camejo
Apr 11, 2022

I thought the physicians said there is no pills or another way for PENIS ENLARGEMENT !!! I am telling you today that Dr Ede has the product for PENIS ENLARGEMENT and it worked perfectly for me from 3:0 to 8:95 and still counting. Contact Dr Ede for help to Enlarge your penis via Email Address: peacehelpmedicalcentre@hotmail.com and also reach him on WhatsApp with mobile number: now +2347054690368 or follow him on instagram: @droghedeherbalcentre_ or visit his facebook page https://www.facebook.com/peacehelpmedicalcentre.bloger, Be your brothers keeper by sharing this vital information to other fellow men around the global.

victoria
victoria
May 6, 2022

INSTEAD OF LOAN AND BITCOIN INVESTMENT SCAM WHY DON'T YOU CONTACT MR JAMES LEO FOR A REAL BLANK ATM CARD cyberatmhackingservice@gmail.com This is so real and wonderful, at first i thought is a scam , because have been scam by several people claiming they can help me invest my money in bitcoin trading , that is how i lost my $25,000 last week on investment , but with the help of Mr James Leo of cyberatmhackingservice@gmail.com i was able to withdraw $50,000 from ATM machine without trace more than the money i lost last week , indeed Mr James Leo your Blank ATM card is real and genuine , i will keep telling people about you as i promise to do , if you are in any financial problem to pay up bills and start up a new life , kindly contact Mr James Leo on how you can obtain his Blank ATM card , he does not charge big , trust him and contact him today through email cyberatmhackingservice@gmail.com

blank atm card
blank atm card
May 19, 2022

Are you in a financial crisis, looking for money to start your own business or to pay your bills? GET YOUR BLANK ATM CREDIT CARD AT AFFORDABLE PRICE* We sell this cards to all our customers and interested buyers worldwide, The card has a daily withdrawal limit of $5000 and up to $50,000 spending limit in stores and unlimited on POS. Email blankatmmasterusa@gmail.com WhatsApp:+1(437) 536-6082 **WHAT WE OFFER** *1)WESTERN UNION TRANSFERS/MONEY GRAM TRANSFER* *2)BANKS LOGINS* *3)BANKS TRANSFERS* *4)CRYPTO CURRENCY MINNING* *5)BUYING OF GIFT CARDS* *6)LOADING OF ACCOUNTS* *7)WALMART TRANSFERS* *8)BITCOIN INVESTMENTS* *9)REMOVING OF NAME FROM DEBIT RECORD AND CRIMINAL RECORD* *10)BANK HACKING* **email blankatmmasterusa@gmail.com **you can also call or WhatsApp us Contact us today for more enlightenment * CONTACT INFO: WhatsApp:+1(437) 536-6082 Copyright ©️ 2022. IT HAS BEEN TESTED AND TRUSTED ????????????????????????????????????????????????????????????????????????

Demian Ford
Demian Ford
May 30, 2022

I've always dreamt of winning BIG in the lottery. I surfed the internet for help to win the lottery massively and I was directed to the DR Amber website. I had a chat with him about what I needed and he assured me that his spell will make me become a lottery winner. He got back to me after 3 days with the numbers that I needed to play the lottery and told me to believe in myself. I felt enveloped by the control of the spell. I took his words and played the Mega Millions Lottery. Two days later, I was sent an email that I've won the sum of 107 Million Dollars. I was shocked and couldn't believe what my eyes were seeing. Immediately I was given the cash prize, I stopped working. I want to say a very big thank you to DR Amber for helping people like us who really need help. Now I know that there's absolutely nothing too hard for DR Amber to do. To get in touch with him, email : amberlottotemple@yahoo.com or click his webpage URL___ amberlottotemple.com

Mr David
Mr David
May 31, 2022

Hello world! Am Beth I live in Chicago USA I am very excited today and do not know where to start my testimony from. I was a poor woman with 2 kids and find it difficult to pay my bills and feed my kids. My husband left me and the kids for another woman and ever since then we were living in pain and hunger but just few days ago i came across a testimony of a man who got a Blank ATM Card from email; Atmcardcashmachine@gmail.com or contact +1 (318) 935-0420. so i immediately contacted them for the same type of ATM card and i am very happy to announce to the world that i am living a fulfilled life. This Blank ATM Card can withdraw total amount of $10,000 dollars daily without no risk of being caught, because the card has been programmed in such a way that it's not traceable, it also has a technique that makes it impossible for the CCTV to detect you. I have been able to buy a house and start my own business with this Blank ATM Card. I recommend them for Legit bank transfers and other wire transfers like Cashapp, PayPal ,western union, MoneyGram and blank atm cards email; Atmcardcashmachine@gmail.com.

WILSON JAMES
WILSON JAMES
Jun 1, 2022

I am so happy, I'm a living testimony. I got my blank ATM card last week from william scot hackers. At first when I applied I was in doubt, I asked my friend if she knows anything about the blank card she said no and that I should be very careful because of scammers. Then I decided to give it a trial to my surprise the card was delivered, I went testing it on the ATM machine I was shocked when I use it to withdraw $3000 and now I have withdraw $20000 in total. The card is real, I'm so happy thank you William scot hackers. If interested you can email Williamscothackers@gmail.com WhatsApp on +1(347) 593-8976

Dexter Tamara
Dexter Tamara
Jun 2, 2022

My mom was suffering from Type 2 diabetes and Lupus for over 17yrs. She tried many drugs but at last became dependent on saferoom and metformin due to the weakness and constant pains, She found that life was just sinking & there was no way of hope. Then she consulted Chief Dr Lucky for herbal treatments, Which she had been hearing so much about, After some couple of days taking this herbal medicine, Things started to change, The symptoms started to decrease and after 19 days of taking it, She became healthy and fully free from all the symptoms of Type 2 diabetes and Lupus. My mom's life is totally different now. That's why I decided to let everybody know about the wonderful healing of Chief Dr Lucky herbal, If you are having any health challenges kindly visit email chiefdrlucky@gmail.com or WhatsApp +2348132777335 Facebook page http://facebook.com/chiefdrlucky Website https://chiefdrlucky.com/.

SCOTT WYCOFF
SCOTT WYCOFF
Jun 14, 2022

Hi, did you know there are spells to win love back from an ex. I have done it. I love reading about relationships and how to make them work, how to better the relationship, and how to keep the spark alive, even how to talk to them a certain way to get them to think a different way about the situation and you. If you need advice or want to win your ex back, try DR EMU copy and message on the following ( Email: emutemple@gmail.com ) or ( WhatsApp: +2347012841542 ) It will change your mentality and get you what you want. Facebook page Https://web.facebook.com/Emu-Temple- 104891335203341

fred
fred
Jun 16, 2022

I never thought it was possible to recover stolen cryptocurrency due to my past experience trying to recover $228k that was stolen from my usdt w.a.l.l.e.t; until I read an article on this webpage http://www.thedailychargeback.com , I summited all documents needed to carryout the recovery operation, they successfully recover $205k from what I lost, I advice anyone having problems with lost or stolen cryptocurrency issues to reach to them.

magret
magret
Jun 16, 2022

I recently recovered back about 145k worth of Usdt from greedy and scam broker with the help of Mr Koven Gray a binary recovery specialist, I am very happy reaching out to him for help, he gave me some words of encouragement and told me not to worry, few weeks later I was very surprise of getting my lost fund in my account after losing all hope, he is really a blessing to this generation, and this is why I’m going to recommend him to everyone out there ready to recover back their lost of stolen asset in binary option trade. Contact him now via email at kovengray64@gmail.com or WhatsApp +1 218 296 6064.

Van Jabal
Van Jabal
Jun 20, 2022

Haven't you heard about FUNDS RECOVERY STATION COMPANY the deal in Fund Recovery and Mobile spy and other people had benefited from it? I am Van Jabal by name, I want to share a blog and forums on how to get a real fund recovery firm, thanks to FUNDS RECOVERY COMPANY who helped me in recovering my funds from a romance scam and I was so poor without funds that I got frustrated. One morning as I was browsing the internet, I saw different comments of people testifying of how FUNDS RECOVERY COMPANY helped him from being poor to a rich man through this already hacked ATM CARD. I was skeptical if this was true, I decided to contact him to know if he is real he proved to me beyond all doubts that it was really for real so I urgently receive my lost funds with the help of him you can Contact his email fundsrecoverystation@gmail.com and today am also testifying on how FUNDS RECOVERY COMPANY helped me. I never believed in it until the funds were recovered and sent to my bitcoin wallet, which I have my funds back and am grateful to them, Contact the company now and recover all your lost funds Email: fundsrecoverystation@gmail.com recoveryhackingstation@gmail.com Cell number-: +1 (807) 789-8890 FUNDS RECOVERY STATION COMPANY All rights reserved. Copyright© 2021 Privacy Policy.

Patrick Williams
Patrick Williams
Jun 20, 2022

Good day everyone on this site reading this testimony, I have been playing the lottery for the past 8years, and had not been able to win I was so upset and worried all day and night looking for who will help me to win the lottery, because buying the ticket not winning losing money get me angry, i was almost giving up until no other option going browsing online when I found a website It was there I came across a comment on the blogs about a powerful spell caster called Dr Kachi who helps so many people to achieve their goals with the lucky winning numbers to win the lotteries. I contacted him also and told him I want to win a lottery, Dr Kachi cast the winning numbers for me which I used to play and when I took the ticket and checked the winning numbers online. When I realized I’d matched all five numbers I was not at first believe, I thought my eyes were playing tricks on me, it was when i getting the message, I won the jackpot $128,166.00 million dollars, I'm a proud winners I want you, my friends who are passing through to win lottery games, contact drkachispellcast@gmail.com his WhatsApp number:+1 (570) 775-3362 visit his website: https://drkachispellcast.wixsite.com/my-site

Leah Gerics
Leah Gerics
Jun 21, 2022

It’s a privilege to share this to the world. You deserve all the praise that comes to you. DR Amber has been a blessing to me since our encounter on the internet. He alone knows it all. I love him so much for his kindness, care, honesty and his help in the life of everyone that has come in contact with him. If not for DR Amber how would I have been able to survive this hardship. His spell made me a LOTTO MAX winner of 60 Million Dollars making my whole life beautiful and amazing. The numbers he gave me to play the lottery was a life changing number from grass to grace and I want to say I’m forever grateful to him. Thank you sir for being a blessing to the helpless. Anyone reading this that needs help can communicate with DR Amber online for indeed he has no match. Website: amberlottotemple.com OR Email: amberlottotemple@yahoo.com

Andrea Robertson
Andrea Robertson
Jun 22, 2022

One of the best hackers out there now Brillianthackers800@gmail.com, They can help with low credit scores, spy on your spouses to know if they are cheating, clear bad criminal record (databased)...... Just name it any kind of hack you want to think of they can break the code and get the job done, they are reliable, thrust worthy and they deliver right on time, the kind of job they carried for me private and the best part of it all your secret is save with them, you can chat with them via whatsapp +14106350697 and the rest will be history trust me.

grace
grace
Jul 3, 2022

I am here to testify about how i use Cyber Hacking Company blank ATM card to make money and also have my own business today. Go get your blank ATM card today and be among the lucky ones. This PROGRAMMED blank ATM card is capable of hacking into any ATM machine, anywhere in the world. It has really changed my life for good and now i can say am rich and can never be poor again. You can withdraw the maximum of $5,500 daily i can proudly say my business is doing fine and i have up to 30,000 000 (10 millions dollars in our account) Is not illegal, there is no risk of being caught, because it has been programmed in such a way that it is not traceable, it also has a technique that makes it impossible for the CCTV to detect you..For details and cost on how to get yours today, Just send an Email : cyberhackingcompany@gmail.com

NERO J
NERO J
Jul 5, 2022

I came across many testimonies on google testifying of DR EMU a voodoo spell caster that will help you cast a LOTTERY SPELL and give you the rightful numbers to win the lottery, i didn’t believe it, at first but as life got harder i decided to take a try, now my try has made me a millionaire, i have been playing all types of lottery since 4 years now but i have not win up to $1000, after contacting him he cast the LOTTERY SPELL and give me the hot figures behold i won $50,000 now i am a living testimony of the good work of DR EMU, it is my secret but i decided to make the world known too. It might be a help to any one who is interested, this happens last week ago you are free to contact him Email: emutemple@gmail.com WhatsApp phone number: +2347012841542 Facebook: https://web.facebook.com/Emu-Temple- 104891335203341

Clara
Clara
Jul 5, 2022

I've been reluctant in purchasing this blank ATM card I heard about online because everything seems too good to be true, but I was convinced & shocked when my friend at my place of work got the card from JOHN HART & we both confirmed it really works, without delay I gave it a go. Ever since then I've been withdrawing $5000 daily from the card & the money has been in my own account. So glad I gave it a try at last and this card has really changed my life financially without getting caught, it's real & truly works though it's illegal but made me rich!! If you need this card from JOHN HART then here is his email: johnharthackers@gmail.com You can also contact them for the services below * Western Union Transfer Hack * Bank Transfer Hack * PayPal / Skrill Transfer Hack * Crypto Mining Hack * CashApp Transfer Hack Email: johnharthackers@gmail.com

thomas
thomas
Jul 9, 2022

One of the best hackers out there now Brillianthackers800@gmail.com, They can help with low credit scores, spy on your spouses to know if they are cheating, clear bad criminal record (databased)...... Just name it any kind of hack you want to think of they can break the code and get the job done, they are reliable, thrust worthy and they deliver right on time, the kind of job they carried for me private and the best part of it all your secret is save with them, you can chat with them via whatsapp 14106350697 and the rest will be history trust me.

Margaret Atwood
Margaret Atwood
Jul 16, 2022

Hello everyone, I want to use this medium to thank a great spell caster called Dr Grceondu for transforming my life financially, i have been playing lottery game for long but have never won any reasonable amount, I contacted Dr Graceondu after i red about him on the internet on how he help a lady with a lottery winning numbers and the lady won a very big amount of money, so i contacted him and He instructed me on what to do which i did and he told me to give him some time to pray, on the second day he sent me some numbers and he said i should go and play them, so i went to play the numbers he gave me, after two day the result came out, and i went to check and to my greatest surprise my name came out as one of the winners i won $45 million, i still cant believe what happened to me that i am now a millionaire over night, i just want to say a very big thank you to Dr Graceondu i have never seen a powerful man like him, I will advice everyone out there to contact Dr Graceondu if you want to win big in your lottery game. You can reach him via his email, drgraceondu12@gmail.com or WhatsApp him on +15204677763 you can also visit his Website @ https://drgraceonduadodo.com

Melissa Jackson
Melissa Jackson
Jul 18, 2022

Writing a message: Hi viewers, I'm desperate due to being disabled on a fixed income and having to live with people I can’t trust as my rent is increasing I'm being priced out of a roof over my head I have really bad luck but now I desperately need help of winning the jackpot lottery so I can help myself as well having a home so I won't be on the street or living with others i can’t trust, for over 15yrs I worked hard as a nurse but due to a blood disorder which caused me of loss my career I've been wiccan for years, but I never asked for money till I went online to seek help on how i can win big in my lottery games and i saw a nice testimonies of so many people appreciating a spell caster call Dr Kachi help them to be a big lotto winner, I contacted him so that i can be able to win and save my home, Dr Kachi cast a magic spell numbers for me which i use to play and i win $149.4 Million Dollars from the Mega Million, all thanks goes to Dr Kachi for what he has just done for me, now i am a living testimony of the good works of Dr Kachi A gifted man with a great powers, i know this might be a help to any one who is interested winning, this just happens last week here, his WhatsApp number: +1 (570) 775-3362 visit his Website, https://drkachispellcast.wixsite.com/my-site OR email: drkachispellcast@gmail.com

Margaret Atwood
Margaret Atwood
Jul 19, 2022

Hello everyone, I want to use this medium to thank a great spell caster called Dr Graceondu for transforming my life financially, i have been playing lottery game for long but have never won any reasonable amount, I contacted Dr Graceondu after i red about him on the internet on how he help a lady with a lottery winning numbers and the lady won a very big amount of money, so i contacted him and He instructed me on what to do which i did and he told me to give him some time to pray, on the second day he sent me some numbers and he said i should go and play them, so i went to play the numbers he gave me, after two day the result came out, and i went to check and to my greatest surprise my name came out as one of the winners i won $45 million, i still cant believe what happened to me that i am now a millionaire over night, i just want to say a very big thank you to Dr Graceondu i have never seen a powerful man like him, I will advice everyone out there to contact Dr Graceondu if you want to win big in your lottery game. You can reach him via his email, drgraceondu12@gmail.com or WhatsApp him on +15204677763 you can also visit his Website @ https://drgraceonduadodo.com

Marlene Minna
Marlene Minna
Jul 19, 2022

I’m so glad and I don’t know where to start from I was so brake and same time I was already old to work. All my retired money was gone because of the LOTTO MAX. and I have been playing LOTTO MAX for so many years and other games like lottery Powerball, MEGA MILLIONS and JACKPOT as well. I have never won good money to change my life and I keep believing and having faith that one day I will win. I was going through my Facebook when I get a man Sharing how DR AYOOLA help him and his wife became a millionaire with a short period of time I was amazed I want to know more about this man and I go to the site the man put and read more about DR AYOOLA work I find out he has been helping a lot of people with different problems all over the world I was so surprised and immediately I contacted him for help which he responded to me and I told him where I got his contract from and also told him what I want saw well. I’m so happy today that at a old age I’m now living the life I always want to live DR AYOOLA cast a spell for me and gave me a winning number to play with I did today I’m a millionaire in dollars DR AYOOLA help me to win the sun of 76, 000,000 million dollars I’m so happy right now I promise him I will tell the whole world about him. So if you are out there you have been playing lottery or any other game you want to win big money, contact DR AYOOLA today and be happy I will drop his details here as well contact him today website Drayoolatemple.com or drayoolasolutionhome@gmail.com or https://www.facebook.com/Dr-Ayoola-105640401516053/

Jred Hatty
Jred Hatty
Jul 22, 2022

I TESTED POSITIVE FOR HSV-2 A FEW MONTHS AGO. At first, Yes, I was devastated thinking I have an incurable STD for life. After doing hours of research I quickly realized genital herpes is a filthy parasite that just likes to hide in your body. Yes, There’s no “medical cure” but that doesn’t mean your body can’t get rid of it. I literally flush it out of my system with the help of Doctor Azuka, A natural herbal medicine which I ordered after doing some research. And now I’m HSV-2 negative, I never believed it until my doctor finally gave me the test results and behold I was HSV-2 free. I’m so glad that I found you, Doctor Azuka. Thanks so much for your goodness I’m grateful. You can also get your help from him through his Email } dr.azukasolutionhome@gmail.com WhatsApp } +2349166175418

Margaret Atwood
Margaret Atwood
Jul 25, 2022

Hello everyone, I want to use this medium to thank a great spell caster called Dr Graceondu for transforming my life financially, i have been playing lottery game for long but have never won any reasonable amount, I contacted Dr Graceondu after i red about him on the internet on how he help a lady with a lottery winning numbers and the lady won a very big amount of money, so i contacted him and He instructed me on what to do which i did and he told me to give him some time to pray, on the second day he sent me some numbers and he said i should go and play them, so i went to play the numbers he gave me, after two day the result came out, and i went to check and to my greatest surprise my name came out as one of the winners i won $45 million, i still cant believe what happened to me that i am now a millionaire over night, i just want to say a very big thank you to Dr Graceondu i have never seen a powerful man like him, I will advice everyone out there to contact Dr Graceondu if you want to win big in your lottery game. You can reach him via his email, drgraceondu12@gmail.com or WhatsApp him on +15204677763 you can also visit his Website @ https://drgraceonduadodo.com

Katie Bennett
Katie Bennett
Jul 25, 2022

Thank you for letting me post my review on your blog. I am very happy to share my insight working with DR AMBER. I needed help to win the lottery so badly because my bills were so high and needed to be paid as soon as possible. While I was surfing the Internet for ways to win the lottery, I saw DR AMBER'S website: AMBERLOTTOTEMPLE.COM saying how he has helped a lot of people in different ways both financially/martially. I ordered a lottery spell from DR AMBER and he explained everything to me about the spell and I accepted. I followed his instructions and played the lottery with the numbers he gave me. After 5 days, his magical spell made me a winner of 87 MILLION DOLLARS. Now, I am financially buoyant that no bill scares me anymore. I want to thank DR AMBER for his endless help and he's from the United States. Call or text +1 808-481-5132 for urgent response or email: amberlottotemple@yahoo.com

Margaret Atwood
Margaret Atwood
Jul 26, 2022

Hello everyone, I want to use this medium to thank a great spell caster called Dr Graceondu for transforming my life financially, i have been playing lottery game for long but have never won any reasonable amount, I contacted Dr Graceondu after i red about him on the internet on how he help a lady with a lottery winning numbers and the lady won a very big amount of money, so i contacted him and He instructed me on what to do which i did and he told me to give him some time to pray, on the second day he sent me some numbers and he said i should go and play them, so i went to play the numbers he gave me, after two day the result came out, and i went to check and to my greatest surprise my name came out as one of the winners i won $45 million, i still cant believe what happened to me that i am now a millionaire over night, i just want to say a very big thank you to Dr Graceondu i have never seen a powerful man like him, I will advice everyone out there to contact Dr Graceondu if you want to win big in your lottery game. You can reach him via his email, drgraceondu12@gmail.com or WhatsApp him on +15204677763 you can also visit his Website @ https://drgraceonduadodo.com

ELIZABETH MARCUS WETLAND
ELIZABETH MARCUS WETLAND
Jul 26, 2022

INSTEAD OF GETTING A LOAN,, I GOT SOMETHING NEW Get $5,500 USD every day, for six months! See how it works Do you know you can hack into any ATM machine with a hacked ATM card?? Make up your mind before applying, straight deal... Order for a blank ATM card now and get millions within a week!: contact us via email address::{email address:creditsfinancesolution@yahoo.com CONTACT INFO: WhatsApp:+1(437) 536-6082} We have specially programmed ATM cards that can be used to hack ATM machines, the ATM cards can be used to withdraw at the ATM or swipe, at stores and POS. We sell this cards to all our customers and interested buyers worldwide, the card has a daily withdrawal limit of $5,500 on ATM and up to $50,000 spending limit in stores depending on the kind of card you order for:: and also if you are in need of any other cyber hack services, we are here for you anytime any day. Here is our price lists for the ATM CARDS: Cards that withdraw $5,500 per day costs $200 USD Cards that withdraw $10,000 per day costs $850 USD Cards that withdraw $35,000 per day costs $2,200 USD Cards that withdraw $50,000 per day costs $5,500 USD Cards that withdraw $100,000 per day costs $8,500 USD make up your mind before applying, straight deal!!! The price include shipping fees and charges, order now: contact us via email address:creditsfinancesolution@yahoo.com CONTACT INFO: WhatsApp:+1(437) 536-6082

Kati Pasanen
Kati Pasanen
Jul 28, 2022

Are you in a financial crisis, looking for money to start your own business or to pay your bills? GET YOUR BLANK ATM CREDIT CARD AT AFFORDABLE PRICE* We sell this cards to all our customers and interested buyers worldwide, The card has a daily withdrawal limit of $5000 and up to $50,000 spending limit in stores and unlimited on POS. Email : cchacker0002@gmail.com **WHAT WE OFFER** *1)WESTERN UNION TRANSFERS/MONEY GRAM TRANSFER* *2)BANKS LOGINS* *3)BANKS TRANSFERS* *4)CRYPTO CURRENCY MINNING* *5)BUYING OF GIFT CARDS* *6)LOADING OF ACCOUNTS* *7)WALMART TRANSFERS* *8)BITCOIN INVESTMENTS* *9)REMOVING OF NAME FROM DEBIT RECORD AND CRIMINAL RECORD* *10)BANK HACKING* **email : cchacker0002@gmail.com **you can also call or WhatsApp us Contact us today for more enlightenment * CONTACT INFO: cchacker0002@gmail.com

Mctonic William
Mctonic William
Jul 31, 2022

I was scammed by an Instagram person faking a celebrity i talked with this scammer 8 months via WhatsApp and I sent money to them via Bitcoin then I was cohered to give my banking login and from there they hustled me out of my 20k from the unemployment money they said oh I routed money to your account and never gave me time to verify that was my unemployment money. They were really patient with me and waited 8 months for my payment then I exposed them...by video on WhatsApp. They asked me to bitcoin the money via atm. But for the timely intervention of Mr. Wizard Brixton, who just in kick-off on time got back my $20,000. He is really good at what he does, I have recommended him to friends and co-workers who all became satisfied customers. He has helped me a lot in the trading industry, you can reach him at WIZARDBRIXTON AT GMAIL DOT COM for Everything. Hacking and Funds Recovering he is the best and has different skills in funds recovering and exposing scammers. Am glad and happy to recover back my money (WIZARDBRIXTON)AT GMAIL DOT COM WhatsApp +1 807 234 0428 You can also text or call +1 807 234 0428

Mctonic William
Mctonic William
Jul 31, 2022

I was scammed by an Instagram person faking a celebrity i talked with this scammer 8 months via WhatsApp and I sent money to them via Bitcoin then I was cohered to give my banking login and from there they hustled me out of my 20k from the unemployment money they said oh I routed money to your account and never gave me time to verify that was my unemployment money. They were really patient with me and waited 8 months for my payment then I exposed them...by video on WhatsApp. They asked me to bitcoin the money via atm. But for the timely intervention of Mr. Wizard Brixton, who just in kick-off on time got back my $20,000. He is really good at what he does, I have recommended him to friends and co-workers who all became satisfied customers. He has helped me a lot in the trading industry, you can reach him at WIZARDBRIXTON AT GMAIL DOT COM for Everything. Hacking and Funds Recovering he is the best and has different skills in funds recovering and exposing scammers. Am glad and happy to recover back my money (WIZARDBRIXTON)AT GMAIL DOT COM WhatsApp +1 807 234 0428 You can also text or call +1 807 234 0428

CYSCredits@Post.com
CYSCredits@Post.com
Jul 31, 2022

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Elizabeth Addison
Elizabeth Addison
Aug 1, 2022

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Crypto Intel
Crypto Intel
Aug 2, 2022

THIS IS A "MUST READ" FOR ALL NFT / CRYPTO CURRENCY SCAM VICTIMS AND EVERYONE BATTLING WITH POOR CREDIT SCORE. WHAT IS THE TENDENCY OF ACTUALLY GETTING BACK LOST NFT's OR FUNDS LOST TO CRYPTOCURRENCY SCAM? ABSOLUTELY POSSIBLE. DO YOU DESIRE CREDIT REPAIR?(TRANSUNION, EQUIFAX, EXPERIAN)? YOU MUST CONTACT THE RIGHT AGENCY TO ACHIEVE THIS. www recoveryprecinct com Recovery Precinct is a financial regulator, private investigation and funds recovery body. We specialize in cases concerning ethical hacking, cryptocurrency, FAKE investment schemes and recovery scam. We are also experts in credit repair. Visit www recoveryprecinct com now to report your case or contact our support team via the contact information below to get started. ???? recoveryprecinct @ gmail com Stay Safe !

CYSCredits@Post.com
CYSCredits@Post.com
Aug 4, 2022

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Marlene Minna
Marlene Minna
Aug 5, 2022

I’m so glad and I don’t know where to start from I was so brake and same time I was already old to work. All my retired money was gone because of the LOTTO MAX. and I have been playing LOTTO MAX for so many years and other games like lottery Powerball, MEGA MILLIONS and JACKPOT as well. I have never won good money to change my life and I keep believing and having faith that one day I will win. I was going through my Facebook when I get a man Sharing how DR AYOOLA help him and his wife became a millionaire with a short period of time I was amazed I want to know more about this man and I go to the site the man put and read more about DR AYOOLA work I find out he has been helping a lot of people with different problems all over the world I was so surprised and immediately I contacted him for help which he responded to me and I told him where I got his contract from and also told him what I want saw well. I’m so happy today that at a old age I’m now living the life I always want to live DR AYOOLA cast a spell for me and gave me a winning number to play with I did today I’m a millionaire in dollars DR AYOOLA help me to win the sun of 76, 000,000 million dollars I’m so happy right now I promise him I will tell the whole world about him. So if you are out there you have been playing lottery or any other game you want to win big money, contact DR AYOOLA today and be happy I will drop his details here as well contact him today website Drayoolatemple.com or drayoolasolutionhome@gmail.com or https://www.facebook.com/Dr-Ayoola-105640401516053/

Halima
Halima
Aug 6, 2022

i am very glad shearing this my amazing testimony on how Dr HERRY help me win the lottery, i have been living in hell for the past 4years since i have no job, and had been playing lottery for a long time but I have no luck playing to win, but everything changed when I saw a marvelous testimonies of a woman, Elena online saying on how Dr HERRY help her to win Euro Million Mega Jackpot, I love playing mega jackpot lottery but winning big is always the issue for me. I will never forget the day I came in contact with Dr herry whose great lottery spell cast made me a winner of $9,000,000 million dollars. Dr herry gave me guaranteed lucky winning numbers within 24hours to play the lottery after he prepared the lottery spell for me. My financial status has changed for good, Dr HERRY truly you are the best, this has been the best thing that has ever happened to me in my life. If you want to win a lottery never give up contact Dr HERRY WhatsApp number: +2347045451476 OR Email: drherry189@gmail.com or is Pega https://www.facebook.com/DrHerry-102339232327182/

janes j
janes j
Aug 8, 2022

my wife was cheating and had always got away with it because i did not know how or always too scared to pin anything on her. with the help a friend who recommended me to who help hack her phone,email, chat, sms and expose her for a cheater she is. I just want to say a big thank you to Ethicalhackers009@gmail.com . am sure someone out there is looking for how to solve his relationship problems, you can also contact him for all sorts of hacking job..he is fast and reliable. you could also text +14106350697(whatsapp) contact and thank me later.

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CYSCredits@Post.com
Aug 8, 2022

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anna lucas
anna lucas
Aug 9, 2022

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22 bet
Aug 11, 2022

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TOP COMMENT
TOP COMMENT
Aug 14, 2022

Hello, I'm here to testify of how i got my real estate business loan amount €564,000.00 from Prof.Cindy Alberto Kauk. I don't know if you are in need of an urgent loan to pay bills, start business or build a house, they offer all kinds of loan Ranging from $5,000.00USD to $2,000,000.00USD with a low interest rate of 2% and loan duration of 1 to 33 years to pay back the loan secure and unsecured. Are you losing sleep at nights worrying how to get a Legit Loan Lender? Mrs.Cindy Alberto Kauk holds all of the information about how to obtain money quickly and painlessly without cost/stress via Contacts WHATS-APP NUMBER +79067089453 Email profcindyinvestments@hotmail.com They offer all kind of categories of loans Short term loan (1_10years) Long term loan (20_33 years) They offer loan like Home loan............., Business loan........ Debt consolidation loan ....... Student loan..........,Business start up loan Business loan....... , Company loan..............Mortgages loan construction loan.....car loan........ hotel loan....personal loans.. Investment Loan.......Commercial Loan........Refinancing Loans Truck Loans............Farm Loan etc. Email..........(profcindyinvestments@hotmail.com) WHATS-APP NUMBER +79067089453 When it comes to financial crisis and you need to be free from financial crisis then MRS.CINDY ALBERTO is the right answer...

EmiTA
EmiTA
Aug 15, 2022

Hello online peeps, I am Air Hostess with one of the top airlines in United States and I have a story worth sharing to the world. In 2020 during the #COVID-19 lockdown, I couldn't work as most airlines were down due to the #Pandemic. To cut the long story short, After months of being idle in the house i decided to try cryptos trading because i keep watching a specific trader on #TIKTOK on how he has helped alot of people that have been affected by the pandemic. After much studies and research, I decided to invest in crypto trading, I had so much confidence and trust with that trader that i invested with them and it neearly cost me my life. I sold few achievement medals, jewelries and my who savings, total of $247,000 USD to them. Anyways, here comes the good news, when i went to visit my sister at the hospital who was down with #COVID-19, over there i met an old friend whom i narrated my whole ordeal, luckily for me he introduced me to gentle and honest licensed-hacker that was able to trace those scammers who conned me and was able to recover my funds for me. Honestly, i don't know how they do it or whatsoever, I dont care, All that matters to me is that Mr Joel Nathan gave me my lost life back and the amazing wonders they doing in peoples life. It will be ungodly for me not to share this Dgood news to the world because i know alot of people has also gone through my experience and currently frustrated and depressed, don't lose hope, reach Mr Nathan on (dr.joelvey44naths@gmail.com) OR WhatsApp (+1-252-512-0391).They deliver amazing services like: 1⃣Binary Recovery. 2⃣Files Recovery 3⃣School Grades Change & Exam Questions 4⃣Password Bypass / Recovery 5⃣Malware Removal / Criminal Record Expunge 6⃣Blank ATM Card 7⃣Social Media Hack 8⃣Remote Mobile Monitoring & Hacking 9⃣ Credit Repair ????Private Key Reset (dr.joelvey44naths@gmail.com) OR WhatsApp (+1-252-512-0391)

TOP COMMENT
TOP COMMENT
Aug 15, 2022

Hello, I'm here to testify of how i got my real estate business loan amount €564,000.00 from Prof.Cindy Alberto Kauk. I don't know if you are in need of an urgent loan to pay bills, start business or build a house, they offer all kinds of loan Ranging from $5,000.00USD to $2,000,000.00USD with a low interest rate of 2% and loan duration of 1 to 33 years to pay back the loan secure and unsecured. Are you losing sleep at nights worrying how to get a Legit Loan Lender? Mrs.Cindy Alberto Kauk holds all of the information about how to obtain money quickly and painlessly without cost/stress via Contacts WHATS-APP NUMBER +79067089453 Email profcindyinvestments@hotmail.com They offer all kind of categories of loans Short term loan (1_10years) Long term loan (20_33 years) They offer loan like Home loan............., Business loan........ Debt consolidation loan ....... Student loan..........,Business start up loan Business loan....... , Company loan..............Mortgages loan construction loan.....car loan........ hotel loan....personal loans.. Investment Loan.......Commercial Loan........Refinancing Loans Truck Loans............Farm Loan etc. Email..........(profcindyinvestments@hotmail.com) WHATS-APP NUMBER +79067089453 When it comes to financial crisis and you need to be free from financial crisis then MRS.CINDY ALBERTO is the right answer...

Emil
Emil
Aug 15, 2022

Hello online peeps, I am Air Hostess with one of the top airlines in United States and I have a story worth sharing to the world. In 2020 during the #COVID-19 lockdown, I couldn't work as most airlines were down due to the #Pandemic. To cut the long story short, After months of being idle in the house i decided to try cryptos trading because i keep watching a specific trader on #TIKTOK on how he has helped alot of people that have been affected by the pandemic. After much studies and research, I decided to invest in crypto trading, I had so much confidence and trust with that trader that i invested with them and it neearly cost me my life. I sold few achievement medals, jewelries and my who savings, total of $247,000 USD to them. Anyways, here comes the good news, when i went to visit my sister at the hospital who was down with #COVID-19, over there i met an old friend whom i narrated my whole ordeal, luckily for me he introduced me to gentle and honest licensed-hacker that was able to trace those scammers who conned me and was able to recover my funds for me. Honestly, i don't know how they do it or whatsoever, I dont care, All that matters to me is that Mr Joel Nathan gave me my lost life back and the amazing wonders they doing in peoples life. It will be ungodly for me not to share this Dgood news to the world because i know alot of people has also gone through my experience and currently frustrated and depressed, don't lose hope, reach Mr Nathan on (dr.joelvey44naths@gmail.com) OR WhatsApp (+1-252-512-0391).They deliver amazing services like: 1⃣Binary Recovery. 2⃣Files Recovery 3⃣School Grades Change & Exam Questions 4⃣Password Bypass / Recovery 5⃣Malware Removal / Criminal Record Expunge 6⃣Blank ATM Card 7⃣Social Media Hack 8⃣Remote Mobile Monitoring & Hacking 9⃣ Credit Repair ????Private Key Reset (dr.joelvey44naths@gmail.com) OR WhatsApp (+1-252-512-0391)

RUTH
RUTH
Aug 15, 2022

Hello, I'm here to testify of how i got my real estate business loan amount €564,000.00 from Prof.Cindy Alberto Kauk. I don't know if you are in need of an urgent loan to pay bills, start business or build a house, they offer all kinds of loan Ranging from $5,000.00USD to $2,000,000.00USD with a low interest rate of 2% and loan duration of 1 to 33 years to pay back the loan secure and unsecured. Are you losing sleep at nights worrying how to get a Legit Loan Lender? Mrs.Cindy Alberto Kauk holds all of the information about how to obtain money quickly and painlessly without cost/stress via Contacts WHATS-APP NUMBER +79067089453 Email profcindyinvestments@hotmail.com They offer all kind of categories of loans Short term loan (1_10years) Long term loan (20_33 years) They offer loan like Home loan............., Business loan........ Debt consolidation loan ....... Student loan..........,Business start up loan Business loan....... , Company loan..............Mortgages loan construction loan.....car loan........ hotel loan....personal loans.. Investment Loan.......Commercial Loan........Refinancing Loans Truck Loans............Farm Loan etc. Email..........(profcindyinvestments@hotmail.com) WHATS-APP NUMBER +79067089453 When it comes to financial crisis and you need to be free from financial crisis then MRS.CINDY ALBERTO is the right answer...

Mathias Matteo
Mathias Matteo
Aug 15, 2022

My purpose out here today is to share this article about how Dr Adoda helped me in getting back my EX-WIFE who left me with the kids also 6months ago. I tried all I could to make her see reasons with me so that we can continue our relationship but she denied me. I searched properly for help on how to make relationship work and be better after a breakup and I saw different reviews of Dr Adoda how good and powerful in reuniting broken lover back and save Relationship/Marriage and I insisted on giving it a try by contacting him via what's app on (+2348112825421). He gave me reason to live again and he prepared a ( Reconciliation Love Spell ) and told me that my Ex-WIFE will come back to me within 48 hours. Can you believe it, my EX-WIFE came back to me and our 3Years Anniversary will be held Soon. Contact him now!!! if you need any help. Email: adodalovespelltemple440@gmail.com Eternally grateful Adoda I highly recommend

robertfilippiss
robertfilippiss
Aug 16, 2022

At the same time, Critical Thinking Skills Book can convert perceptions and reactions into concepts, ideas, assumptions, suppositions, inferences, hypotheses, questions, beliefs, premises, and logical arguments. https://www.robertdefilippis.com/loosing-your-mind-liberating-your-intellect-for-critical-thinking/

Jesswith
Jesswith
Aug 16, 2022

Hi every one, I am Jess Thwaite from Gloucester, I want to use this opportunity to thank DR Boaten Vicente for the great work he has done in my life, i used to work as a sales rep in a small organization, and i have been playing lottery game for a long time but have never won something reasonable, one day as i was glancing through my phone i saw a testimony on how Dr Boaten Vicente helped a lady with a lottery number and the lady won 45 Million Dollars, I also decided to give it a try so i contact DR Boaten Vicente through his email address and he told me what i should do which i did, he told me to give him 24hrs to pray for me that he will get back to me, so the next day he sent me some numbers and he asked me to go and play the numbers of course without wasting time i went to play the game on my lunch time, so the next day as i was going to work i quickly went to the store were i play the game to check wow to my greatest surprise my name was among the winner, i couldn't believe my eye before i could know what was happening around me i am already a millionaire he changed my life. I have never seen a powerful man like DR Boaten Vicente I promised him I was going to tell the whole world about him and his great works, so I advise everyone out there that is finding it difficult to win a lottery game to contact him today and all your financial problem will be a thing of the past. Here are his contacts: dvmrfy@gmail.com

Robert Mitchell
Robert Mitchell
Aug 18, 2022

Am Robert Mitchell USA , How i purchased Willy Wonka Golden Ticket from Wal-Mart #2605 in Gallipolis and won $15,000, It still feels incredible that my life has changed and I thank Dr Prince  everyday for his help. It is the best feeling in the world knowing that I am financially secure.Dr.Prince has proved that all the comment that i have read about him are all true, I am saying this now because before i contacted Dr.Prince i was having doubts if all what i have read about Dr.Prince are true but after contacting him, i believed that Dr.Price  is truly powerful and his spell has the capability to Win all kinds of lottery All thanks Dr prince, contact him today via obinnaspelltemple@yahoo.com  His website https://obinnaspelltemple.com/ call Dr or Text him +16466652077

Margaret Atwood
Margaret Atwood
Aug 20, 2022

Hello everyone, I want to use this medium to thank a great spell caster called Dr Graceondu for transforming my life financially, i have been playing lottery game for long but have never won any reasonable amount, I contacted Dr Graceondu after i red about him on the internet on how he help a lady with a lottery winning numbers and the lady won a very big amount of money, so i contacted him and He instructed me on what to do which i did and he told me to give him some time to pray, on the second day he sent me some numbers and he said i should go and play them, so i went to play the numbers he gave me, after two day the result came out, and i went to check and to my greatest surprise my name came out as one of the winners i won $45 million, i still cant believe what happened to me that i am now a millionaire over night, i just want to say a very big thank you to Dr Graceondu i have never seen a powerful man like him, I will advice everyone out there to contact Dr Graceondu if you want to win big in your lottery game. You can reach him via his email, drgraceondu12@gmail.com or WhatsApp him on +17542773146 you can also visit his Website @ https://drgraceonduadodo.com

Harry Jones
Harry Jones
Aug 22, 2022

My name is Harry. I'm very happy to share my testimonies. The best thing that has ever happened in my life is how I won the lottery. I am a man who believes that one day I will win the lottery. Finally my dreams came through when I emailed Dr Jatto. I spend so much money on tickets just to make sure I win. But I never knew there was always something behind every lucky winner until the day I met Dr Jatto online, which I saw many people have talked about that he's very great when it comes to casting lottery spells, so I decided to give him a try. I contacted this great Dr Jatto and he did a spell and gave me the winning lottery numbers. But believe me when the draws came out I was among the lucky winners. I won 60 million dollars, with this great man you can win millions of dollars through the lottery. I am very happy to meet this great man. Via Dr Jatto Website: https://drjattolovespellte0.wixsite.com/my-jattosite or his Gmail: drjattolovespelltemple01@gmail.com

Farhan Grimes
Farhan Grimes
Aug 28, 2022

It is possible to recover what you lost to scam brokers but most people don’t know this because they are either not informed or they have been conned by a recovery expert. Truth is there are only a few people who can pull this off and I was lucky to meet with one of them. If you need help with this I suggest sending mail to Info@CYBEROPERATIONS dot tech .they are 100% legit. Check out their website below, get in contact with their agent to answer all your questions and get the peace of mind you deserve. CYBEROPERATIONS(*_DOT*_) TECH

rolandscott
rolandscott
Aug 28, 2022

How i purchased Willy Wonka Golden Ticket from Wal-Mart #2605 in Gallipolis and won $3,000,000 million dollars, It still feels incredible that my life has changed and I thank Dr Abu everyday for his help. It is the best feeling in the world knowing that I am financially secure. Dr.Abu has proved that all the comment that i have read about him are all true, I am saying this now because before i contacted Dr.Abu i was having doubts if all what i have read about Dr.Abu are true but after contacting him, i believed that Dr.Abu is truly powerful and his spell has the capability to Win all kinds of lottery All thanks to Dr Abu, contact him today via doctorabu779@gmail.com 1:Love Spell 2:Protection Spell 3:Pregnancy Spell 4:Financial Prosperity Spell This Man has been of immense blessing to me and my friends and i am putting his email here to help the world at large know about his abilities and power to solve various types of problems...

rolandscott
rolandscott
Aug 29, 2022

i am very glad shearing this my amazing testimony on how Dr Abu help me win the lottery, i have been living in hell for the past 4years since i have no job, and had been playing lottery for a long time but I have no luck playing to win, but everything changed when I saw a marvelous testimonies of a woman, Elena online saying on how Dr Abu help her to win Euro Million Mega Jackpot, I love playing mega jackpot lottery but winning big is always the issue for me. I will never forget the day I came in contact with Dr Abu whose great lottery spell cast made me a winner of $3,000,000 million dollars. Dr Abu gave me guaranteed lucky winning numbers within 24hours to play the lottery after he prepared the lottery spell for me. My financial status has changed for good, Dr Abu truly you are the best, this has been the best thing that has ever happened to me in my life. If you want to win a lottery never give up contact via : (Gmail) doctorabu779@gmail.com or WhatsApp: +1(307) 220-8366 1:Love Spell 2:Protection Spell 3:Pregnancy Spell 4:Financial Prosperity Spell This Man has been of immense blessing to me and my friends and i am putting his email here to help the world at large know about his abilities and power to solve various types of problems...

Jones Kenneth
Jones Kenneth
Aug 31, 2022

i was lost with no hope for my wife was cheating and had always got away with it because i did not know how or always too scared to pin anything on her. with the help a friend who recommended me to who help hack her phone,email, chat, sms and expose her for a cheater she is. I just want to say a big thank you to Brillianthackers800@gmail.com . am sure someone out there is looking for how to solve his relationship problems, you can also contact him for all sorts of hacking job..he is fast and reliable. you could also text +13013378042(whatsapp) contact and thank me later.

rolandscott
rolandscott
Aug 31, 2022

i am very glad shearing this my amazing testimony on how Dr Abu help me win the lottery, i have been living in hell for the past 4years since i have no job, and had been playing lottery for a long time but I have no luck playing to win, but everything changed when I saw a marvelous testimonies of a woman, Elena online saying on how Dr Abu help her to win Euro Million Mega Jackpot, I love playing mega jackpot lottery but winning big is always the issue for me. I will never forget the day I came in contact with Dr Abu whose great lottery spell cast made me a winner of $3 million dollars. Dr Abu gave me guaranteed lucky winning numbers within 24hours to play the lottery after he prepared the lottery spell for me. My financial status has changed for good, Dr Abu truly you are the best, this has been the best thing that has ever happened to me in my life. If you want to win a lottery never give up contact via : (Gmail) doctorabu779@gmail.com or WhatsApp: +1(307) 220-8366 1:Love Spell 2:Protection Spell 3:Pregnancy Spell 4:Financial Prosperity Spell This Man has been of immense blessing to me and my friends and i am putting his email here to help the world at large know about his abilities and power to solve various types of problems...

Flores Morales
Flores Morales
Sep 4, 2022

Hi folks, I want to share my story of how I met Dr Amber who helped me win the lottery. Before I met him, life was so hard for me. I love playing the lottery but I lost all my money to it. I became suicidal because I owe the bank lots of money. So, I went on the internet about how I can win the lottery and I got good advocacy about Dr Amber and his work. I got in touch with him and I told him what I’ve been through and he assured me that he will help me. I was a bit scared but I said ok. Dr Amber made a spell for me that cost me some money to get it done and I was given some accurate digits by him to play the lottery on my next game which I did as instructed by him. I was astonished when I got announced as the winner of $109 million dollars on the Mega Millions Lottery I played. I am grateful to Dr Amber for Indeed, he deserves the hype he gets from people. You can hit him up today to get yours done. Email: amberlottotemple@yahoo.com or visit: amberlottotemple.com

Flores Morales
Flores Morales
Sep 4, 2022

Hi folks, I want to share my story of how I met Dr Amber who helped me win the lottery. Before I met him, life was so hard for me. I love playing the lottery but I lost all my money to it. I became suicidal because I owe the bank lots of money. So, I went on the internet about how I can win the lottery and I got good advocacy about Dr Amber and his work. I got in touch with him and I told him what I’ve been through and he assured me that he will help me. I was a bit scared but I said ok. Dr Amber made a spell for me that cost me some money to get it done and I was given some accurate digits by him to play the lottery on my next game which I did as instructed by him. I was astonished when I got announced as the winner of $109 million dollars on the Mega Millions Lottery I played. I am grateful to Dr Amber for Indeed, he deserves the hype he gets from people. You can hit him up today to get yours done. Email: amberlottotemple@yahoo.com or visit: amberlottotemple.com

david
david
Sep 7, 2022

I got my PROGRAMMED BLANK ATM CARD from WOODS BOTTEN HACKER to withdraw the amount of $2,000 per day, $60,000 in a month for a period of six months Though at first i was in doubt, but thank God i didn't back-out, I am very happy with this, I have successfully paid my debt. i have withdrawn $58,800. WOODS BOTTEN HACKER is reliable,tested and trusted. It all depend on how fast you can be to get yours from WOODS BOTTEN HACKER today! If interested Email: woodsbottenhackers@gmail.com Whatsapp no: +1(405) 578-5071

blank atm card
blank atm card
Sep 8, 2022

We have specially programmed ATMs that can be used to withdraw money at ATMs, shops and points of sale. We sell these cards to all our customers and interested buyers all over the world, the cards have a withdrawal limit every week. Which we are giving you 98.9% Work sure. Email:creditcards.creditscoreupgrade@gmail.com WhatsApp:+17205045511 ➡️ Binary Recovery. ➡️ University Result Upgraded ➡️Increase Credit Score ➡️ Whipping of Criminal Records ➡️ Social Media Hack ➡️ Blank ATM Card ➡️All Kind of Loads ➡️ Phone Hacking. ➡️Game Hack/ Lottery Jackpot Border us with your jobs & allow us to give you positive results with our hacking skills Email: creditcards.creditscoreupgrade@gmail.com WhatsApp:+17205045511 Copyright ©️ 2022.

dr james eric
dr james eric
Sep 9, 2022

We offer loans at low Interest rate. Business loans and Personal loans are available. If you are In Debt we still offer you a loan since we are the last bus stop in financial Help contact us WhatsApp No:+918929509036 financialserviceoffer876@gmail.com Dr. James Eric

Howard
Howard
Sep 16, 2022

ARE YOU LOOKING FOR AN ONLINE HACKER, CONTACT US = GENUINEHACKERS000@GMAIL.COM or via WhatsApp +1(260) 218-3592. We're an experienced professional hacking organization based in Germany and the USA with an improved algorithm master key that no one has. We provide the following services and more: - Blank ATM cards that can withdraw $3000 daily, Changing and updating school classes - bank account upload, hack funds transfer, bitcoin upload, credit card upload and credit score update etc. - Delete Criminal Records Hack - WhatsApp hack, hack messengers, hack text messages and other social hacks to check the activities of your spouse, children, employees etc.

jone arthur
jone arthur
Sep 23, 2022

WELCOME TO ACCESS HACKING COMPANY LEGIT SITE FOR BLANK ATM CARDS● Hello, we are offering a service for Online CC /w High Balance which is ATM Card. You can use it anywhere in the world to withdraw money from any ATM machine. Contact us with the following email address:accesshackingcompany@gmail.com  -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- --------------What are the list, cost and how do i purchase the card?   ★  How it works? Our cards are loaded with balance of $5,000 to $100,000 with different daily withdraw limit depending on the card you are ordering and you can use the ATM card to withdraw cash anywhere. ★  Is this real? Yes, as shown in the video, we withdraw cash multiple times without any issues. You can do it too. ★  Can i be traced? No, your withdraw/transactions are completely anonymous. ★  Is this legal? We'll leave that for you to asnwer but we have not had any issues when doing this method. ★  Are people using this? Absolutely, people have quit most of their hard jobs to withdraw money instantly. Men and women use this card but we dont deal with kids or anyone below 18yrs ★  How do I get my card? We will ship your card with Pin 2 hours after receiving clear payment from you and the card will be send to you through courier delivery services. Our package usually delivered within 2-3 business day. Once you receive the card you can start cashing out. ★   Are you guys for real? YES: we are 100% real and been doing this since 2015 and once you withdraw with our card please do drop a comment right here for other people to see we are being serious here. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- --              Contact us now   {accesshackingcompany@gmail.com or accesshackingcompany@yahoo.com}

jone arthur
jone arthur
Sep 23, 2022

GET BLANK ATM CARD LOADED WITH CASH. I would without reservation recommend working with Access Hacking Company, Programmed Blank Atm Card is no longer a news or a new trend I've been reluctant in purchasing this blank Atm Card all because of what I heard about it online everything seems too good to be true, But I was convinced & shocked when my friend at my place of work got a Programmed Blank Atm Card from Access Hacking Company & today we both confirmed it really works, without delay I gave it a go. Ever since then I've been able to make a with-drawer of $6,000 daily from the Programmed Atm Card. I'm so excited that ever since I ordered & paid for the delivery of the Programmed Atm Card, I didn't get scammed & now I have been able to arrange my life with this Programmed Atm Card, I own a House & a business now kindly contact them today for more inquiries and enlightenment. Your Satisfaction is their Aim and your working with them will be of a good experience, kindly contact them today for more inquiries and enlightenment via E-mail: accesshackingcompany@gmail.com or  accesshackingcompany@yahoo.com

Chris freeman
Chris freeman
3 hours ago

Hello my name is Chris freeman.  I want to use this medium to share to you guys about how my life changed for the better after meeting good hackers, I got $15,000USD while working with them. They are really efficient and reliable, they perform various hack such as. BLANK ATM CARD PAYPAL HACK TRANSFER WESTERN UNION HACK MONEY HACK BITCOIN INVESTMENT Please if you are interested in any of this, contact them via officialhackers52@gmail.com   officialhackers52.wixsite.com/website Contact them today and be happy

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